Has anyone here dealt with messages / calls from debt collectors?
Ever since I got my Hungarian Telekom phone number, I've been receiving random phone calls and messages.
Most messages / calls were obviously fishing or spam, so after some time I stopped answering (they were either silent or just went straight into a rant (in Hungarian) or hung up if I asked if they spoke English.) My phone also blocked a lot of them.
Recently I received a new one from a debt collecting company (intrum), and also a call that i missed. I see now I received a couple over the years from the same company but with different phone numbers / ticket numbers.
A lot of messages online say its harrassment or fake, but it is stressing me out .
My situation
- Received a couple of text / sms over the years to contact the company (intrum) about a debt: each time a different ticket number, and no mention of my name, amount or whatfor. I received no follow up messages with the same ticket numbers.
- Never received emails or post about debts
- Never received letters or emails ever about open bills / invoices etc. from companies
- all (online) purchases are paid and accounted for, and the companies obviously have my phone & (email) address
- i dont really have subscriptions or service costs; services and maintenance on homeowners name, pre-paid phone, healthcare via insurance clinics
- I received one traffic fine via a car sharing service via email, which was paid on time (confirmed).
Although I'm pretty sure I have no real debts, im affraid that
- if i dont pursue it it will grow / continue (might be identity fraud etc)
- if i do contact them they will just insist and up the pressure