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FindlayMacD

FindlayMacD

Serial expat

English expat in the Philippines

Forum

421 posts

Contacts

4

About me

English

Speaks English

Registration: 17 April 2019

Activity

FindlayMacD replied to a thread
23 hours ago
FindlayMacD

American ex-pats social security payments. by FindlayMacD

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ...

FindlayMacD

@mugtech Your also not worried that these juvenile IT novices now have access to all your most sensitive data and with one accidental keystroke, could delete it or mess it up or share it with world even ........ I certainly would be. Read More

FindlayMacD created a thread
Yesterday

American ex-pats social security payments.

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ... Read More

FindlayMacD replied to a thread
2 days ago
Fish83

Rent Raised by 10% by Fish83

Why do they try to raise rent by 10%?

FindlayMacD

@FindlayMacD 10% this year....... maybe 15% next year and 20% the year after that, remember they think all foreigners are so rich that they won't even notice Read More

FindlayMacD replied to a thread
2 days ago
Fish83

Rent Raised by 10% by Fish83

Why do they try to raise rent by 10%?

FindlayMacD

@danfinn This is my first year at this place - @Fish83 Well in that case you can already see how the land lies. If your a foreigner they are going to try to screw you for every dime you've got because they assume that you don't know Philippines law ... Read More

FindlayMacD replied to a thread
3 days ago
Fish83

Rent Raised by 10% by Fish83

Why do they try to raise rent by 10%?

FindlayMacD

Move on, they are going to have to find a new tenant and lose out on rent for a while until they find the new tenant. Read More

FindlayMacD replied to a thread
4 days ago
leonardsmith75

Uk pensions etc ? by leonardsmith75

I will be moving to Cebu shortly but not sure about telling HRMC OR DWP PENSIONS ? I've heard about many horror stories regarding this matter! , like proof of life every year , and that the postal service in the philippines is very bad , Can anyone ...

FindlayMacD

@FindlayMacD The crunch came when my UK Bank (Santander) closed my accounts and cancelled my credit cards. So they actually de-banked you for living in the Philippines? Is it illegal to live in the Philippines snd have a UK.bank account? In the US ... Read More

FindlayMacD replied to a thread
4 days ago
leonardsmith75

Uk pensions etc ? by leonardsmith75

I will be moving to Cebu shortly but not sure about telling HRMC OR DWP PENSIONS ? I've heard about many horror stories regarding this matter! , like proof of life every year , and that the postal service in the philippines is very bad , Can anyone ...

FindlayMacD

The easiest thing to do is to have a mail address in the UK and have everything from the UK bank sent there. No problem. Have a 13a permanent residence visa. I do transfers via Xoom from my UK bank to my BDO account which take anything from 1 minute ... Read More

FindlayMacD replied to a thread
4 days ago
leonardsmith75

Uk pensions etc ? by leonardsmith75

I will be moving to Cebu shortly but not sure about telling HRMC OR DWP PENSIONS ? I've heard about many horror stories regarding this matter! , like proof of life every year , and that the postal service in the philippines is very bad , Can anyone ...

FindlayMacD

@leonardsmith75 I get my UK pension from DWP ok here although at first I didn't tell them. The crunch came when my UK Bank (Santander) closed my accounts and cancelled my credit cards. At that point I had to arrange to have my pension(s) paid into ... Read More

FindlayMacD replied to a thread
last week
mugtech

Banned For One Week by mugtech

On Cruise Critic I posted on a thread about weather in the Gulf of Mexico. The OP was concerned about the weather on a cruise later this year. Told him the name was gonna change to the Gulf of America, then the weather would improve. ...

FindlayMacD

@Enzyte BobBritish kings and queens have no political power, they simply sign legislation into law that the government of the day has passed through both houses of parliament and I believe your founding fathers wrote the US constitution in a way ... Read More

FindlayMacD replied to a thread
last week
mugtech

Banned For One Week by mugtech

On Cruise Critic I posted on a thread about weather in the Gulf of Mexico. The OP was concerned about the weather on a cruise later this year. Told him the name was gonna change to the Gulf of America, then the weather would improve. ...

FindlayMacD

Findlay MacD says “Got to find that money for the tax cuts for himself and his billionaire buddies somewhere.” Actually the tax cuts he is proposing are most likely to help the middle / working class. - @Morgacj200424 The majority of ... Read More

FindlayMacD replied to a thread
last week
mugtech

Banned For One Week by mugtech

On Cruise Critic I posted on a thread about weather in the Gulf of Mexico. The OP was concerned about the weather on a cruise later this year. Told him the name was gonna change to the Gulf of America, then the weather would improve. ...

FindlayMacD

@Fred It looks like they did shut down medicaid for a short time but turned it back on immediately when they realized that was in error - @danfinn It wasn't in error, but they soon found out they couldn't get away with it so they rescinded the ... Read More

FindlayMacD replied to a thread
last week
mugtech

Banned For One Week by mugtech

On Cruise Critic I posted on a thread about weather in the Gulf of Mexico. The OP was concerned about the weather on a cruise later this year. Told him the name was gonna change to the Gulf of America, then the weather would improve. ...

FindlayMacD

@Enzyte Bob Maybe, or maybe not. We will see if Trump supporters voted to make poverty great again. - @Fred Read More

FindlayMacD replied to a thread
last week
mugtech

Banned For One Week by mugtech

On Cruise Critic I posted on a thread about weather in the Gulf of Mexico. The OP was concerned about the weather on a cruise later this year. Told him the name was gonna change to the Gulf of America, then the weather would improve. ...

FindlayMacD

Seems there are many on here that have drunk more than their fair share of the Trump kool aid LOL Read More

FindlayMacD replied to a thread
last week
PalawOne

Marcos looks forward to working closely with POTUS by PalawOne

Marcos looks forward to working closely with POTUSBy Helen Flores - The Philippine Star - January 22, 2025https://www.philstar.com/headlines/2025/01/22/2415949/marcos-looks-forward-working-closely-potusMarcos looks forward to working closely with ...

FindlayMacD

If the Trump and the Supreme court have their way, by the end of Trump's 2nd term the constitution will have been changed to allow a third and maybe even a fourth term. Read More

FindlayMacD created a thread
2 weeks ago

LBC international courier services

Has anyone on here successfully managed to send a letter or package internationally with LBC. I have visited their office here in Languindingan twice in the last two days in an effort to send some important documents to the UK. On my first visit ... Read More