Non lucrative visa for Spain from Scotland

Read this.

https://www.exteriores.gob.es/Consulado … ativa.aspx

@johnhmcculloch6904

Welcome to the Expat.com forum and good luck with your move to Spain!

The NLV is a very popular (non-working) visa commonly used by retirees and the "independently wealthy". You can qualify with "passive" income (rents, pensions, dividends and so on) or savings. Just under 30k euros in savings (or about 2.5k euros in monthly income, officially 400% of the IPREM).

You can pay an attorney to prepare your application, or you can do it yourself. Then submit it to the Spanish Embassy in London.

Helpful link from @RibeiraSacra but this one is good too:

https://inclusion.seg-social.es/web/migraciones/w/autorizacion-inicial-de-residencia-temporal-no-lucrativa

There are a couple of certificates to get hold of (medical certificate and criminal record, which must be legalised) which will cost a few quid. You need proof of financial means for the above, usually some kind of bank/savings statement or pension confirmation letter. And you need proof of health insurance in Spain (unless you have an S1 as a UK state pensioner).

@johnhmcculloch6904

Hi

I am in receipt of my UK state pension and private pension and currently pay tax in the UK.

If I were able to obtain a non lucrative visa in Spain do I have to pay tax again in Spain?

Any advice /guidance would be appreciated

@jockhalliday

A warm welcome to you too, and good luck with your move to Spain!

Oh lordy, it's such a change from Glasgow. I really liked living in dear old Rain Town... but there's a reason all those expats decamp to Marbella and Alicante, and not Glasgow. :-)

With 2 pensions it should be easy-peasy to get your NLV. As you get a state pension you can get an S1 form, so you'll be entitled to free medical treatment in Spain (a la NHS) too.

Many Brits swap UK for Spain, so become tax resident there instead. But some (e.g. they keep a UK house) will be tax resident in both UK and Spain. This is a bit more complicated, but in theory you don't pay tax twice (you get a tax credit for tax already paid, per the DTA, Double Taxation Agreement).

It also depends on whether your pension is paid gross or net of income of tax. If they already deduct the tax in UK before sending it to you, I doubt you can claim that back... but then you probably won't have to pay an extra on it in Spain. If it's paid gross, then there's definitely income tax to be paid on it somewhere. :-)

Hi
I am in receipt of my UK state pension and private pension and currently pay tax in the UK.
If I were able to obtain a non lucrative visa in Spain do I have to pay tax again in Spain?
Any advice /guidance would be appreciated
-@jockhalliday

Here are some links for you.

https://www.gov.uk/guidance/living-in-spain

https://www.gov.uk/guidance/benefits-an … witzerland

https://www.gov.uk/government/publicati … x-treaties

Now the Spanish side of what you will be obliged to pay.

https://sede.agenciatributaria.gob.es/S … unido.html

https://sede.agenciatributaria.gob.es/S … tatal.html

Points to note. Each  comunidad autónoma will have set some taxes on income. (income includes pensions).

All the information above is correct , however, things can change. Especially the rates set by the Spanish government. The figures shown are for the last tax year.

In the links I have posted you will see that if you are based in Spain this is how you are deemed a tax payer.

I.- Tax residence

An individual is resident in Spanish territory when any one of the following circumstances apply:

They have stayed longer than 183 days in Spanish territory over the calendar year.

Sporadic absences shall be taken into account in determining this period of residence unless the taxpayer proves his tax residence in another country (by means of a tax residence certificate issued by the tax authorities of that other country). In the case of countries or territories labelled as tax havens, the Tax Administration can demand proof of stay in that tax haven over a period of 183 days within the calendar year.

They situate the main base or centre of their activities or economic activities, directly or indirectly, in Spain.

They have dependent not legally separated spouse and/or underage children who are usually resident in Spain. This latter situation accepts evidence to the contrary.

There is little choice on where you pay taxes.