I'm going to be in the market for buying a place soon, and have done a lot of research comparing how the Dutch system works compared to the US one. Unfortunately most websites out there basically just say 'you apply for the mortgage, give them requested information, and get approval (it's magic!).
I know when I bought a place in the US to get a mortgage, the bank wanted everything short of a blood sample, so does anyone know what paperwork most Dutch banks request? I'm assuming by default they want proof of employment contract and paystubs and some bank records, but what else do they request? financial records from your home country, etc?
I'm not sure if it makes a difference in how long I've lived/worked here in terms of paperwork requirements. I know not having EU citizenship puts a small ding in my case. Thanks!
