Right up front - very sincere thanks to anyone responding to this post. Good information is greatly appreciated.
I've currently been living in Portugal for 3 years and renting a car has been difficult when traveling back to the US. I have no need for a vehicle here and as a result, have no auto insurance. So when I rent in the States, the insurance charges are nothing less than outrageous.
Has anyone found short term insurance plans or a legal way to circumvent this issue?