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Cost of living in Ecuador in 2025

Cheryl

Hello everyone,

Every year, we invite you to share your experiences with the cost of living in in Ecuador, especially in the region or city you live in. Your insights will greatly help members planning their move to Ecuador or already living there.

Here are some points to guide you; the idea is to provide average prices for each category:

What is the cost of renting or buying an apartment or house in Ecuador?

What are the typical fares for public transportation such as buses, subways, trains, trams, or taxis?

Could you share the average monthly cost of your grocery shopping?

How much does health insurance cost? What is the price of a medical consultation in Ecuador?

What are the tuition fees for children?

What are the average monthly costs for utilities, such as electricity, gas, water, internet, and phone plans?

How much do you spend monthly on leisure activities?

If there are other expenses you find relevant, please feel free to share them!

Thank you for your contribution.

Cheryl
Expat.com Team

See also

Living in Ecuador: the expat guideFixed Deposit Interest RatesEcuador, a welcoming destination to expats?IESS Counselor for meBest swimming beaches in Ecuador
russelleaton

In very general terms, the cost of living in Ecuador is about three times cheaper than the UK, and about 2.5 times cheaper than the USA.

antialiased

Introductory note

Prices have largely remained the same with some notable increases.  The average (median) person is still living on ~$200-250/month and 29% live on less than $3/day.  Me and my 24 year old daughter each live on ~$200-225/month.


The following pertains to the town/parroquia of Malacatos and/or city/municipio of Loja

Note: Prices are no longer as high as right after the pandemic but they are still generally higher than pre-pandemic levels.


Taxes

Rural property tax - ~0.1% of assessed value (assessed at $50k = tax of ~$50) (no change)

Vehicle registration/tax - ~250/yr (complicated - depends on engine size, vehicle age, etc.) - Same

VAT - 15% - Up from 12-15%


Transport

Bus (Malacatos to Loja) - 1.50 (~1 hour / 33km) - Same (pre-pandemic was 1.25)

Bus (Loja to Guayaquil) - 14 (~8 hours / 400km) - Same (pre-pandemic was 8-10)

Gasoline - 2.71/gallon - Up from 2.40 (pre-pandemic was 1.85)


Utilities

Electricity: 56/month - Same (pre-pandemic was 20-40)

Potable Water - 3/month - Same

Internet - 470 / year - Same

Phone (prepaid and IP) - 30/year - Same


Food

In Malacatos Sunday market or local minimercado or from the Loja Supermaxi (usually whichever is cheaper).  Comparisons are with 2024 unless optherwise noted.


Restaurant Lunch (Almuerzo) - 2.50-3.00 - Same (pre-pandemic was 2.25-2.50)


  1. Milk - 0.75/L - Same
  2. Vegetable oil - 1.80/L - Same
  3. Vinegar - 1.85/gal - Same
  4. Chicken(whole) - 1.45/lb - Up from 1.25/lb
  5. Ground beef - ~$4/kg - Same (pre-pandemic was ~3)
  6. Sugar - 0.90/kg - Same
  7. Flour - 0.89/kg - Same (pre-pandemic was 0.60-0.70/kg)
  8. Rice - 1.19/kg - Up from 1.16 (pre-pandemic was 1-1.06/kg)
  9. Eggs - 0.10/ea - Down from 0.12-0.14
  10. Unsalted butter - 7.41-7.59/kg - Same
  11. Broccoli - 0.78/kg - Up from 0.55
  12. Carrots - 0.25/lb - Same (pre-pandemic was 0.20/lb)
  13. Peppers - 8-12/$ - Same (pre-pandemic was 16-20/$)
  14. White onions - 0.33/lb - Same
  15. Red onions 0.20-0.25/lb - Same
  16. Potatos - 0.25-0.33/lb - Up from .20-.25/lb
  17. Bok choy - 0.59/head - Same
  18. Celery - 1.30/kg - Can't remember


Final thoughts

Prices seem to have risen while most people seem worse off (largely as a result of the months of blackouts).  However, there was a noticable increase in new home construction in my area last year which may indicate increasing demand for housing and which may drive up real estate prices at least in expat-heavy areas.  The increases in gasoline prices are likely somewhat to blame for the increasing costs of food and bus service and further increases in the cost of gas in 2025 are likely to cause food and transport prices to rise or - and I hope not - may give rise to another round of "protests" and road blockades if the government doesn't approve a requested increase from the transportation unions/cooperativos.

hughespmichael6289

@Cheryl

Loja...3 bedroom3 bath fully furnished apartment: $330

Internet...$36

Electricity $5

Water $5

taxi $1-$2

bus 30 cents...fifteen cents after age 60

fruit and vegetable...almost free

museums free

hughespmichael6289

@Cheryl

Loja

3Br 3ba fully furnished apt $330

Internet $36

Electricity $3

Water$4

Fruit and vegetables...nearly free

gas for cooking and hot water...$3

magiaillimani

No picture ?

Bhavna

@magiaillimani

Hello,


What picture are you looking for ?


Regards

Bhavna