Malaysia My Second Home (MM2H)
Last activity 03 September 2024 by r0m8470
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I applied 1st week of January took like 4 months for me to get an application number. It’s still pending commuter approval. Hope they take the test of the year now.
Groovy16 wrote:My post was in response to “how long does it take to complete checking the paperwork, not How long does it take to get the visa”
By the way I submitted my application on 6th of March and received the approval letter on 1st May. So it’s not far off! Not to mention that The Director’s position was vacant for almost 4 weeks, so once new Director appointed then they cleared all the file. So again my understanding is that if the Director were in place probably I would have get my approval letter within 8 weeks.
I can only speak from my experience.
hi ... do you mean you applied MM2H on 6 March 2019 and got MM2H visa (ie approved) on 1 May 2019? ... if yes, that is incredible.
Fareed53 wrote:Hi , finally I got the approval letter (I submitted my file on December 2017).
I want to know which bank is better to open fixed deposite acc and has a good intrest rate?
Thank you
hi ... did MM2H check your employer of your income proof etc? ... if yes, such checking is how many weeks/month(s) before you got the visa?
thanks a lot
I applied for West Malaysia in Sep 2018... still pending for committee approval.
beleebala wrote:I applied for West Malaysia in Sep 2018... still pending for committee approval.
hi ... you are from Hong Kong? ... if yes, applied through agent? .... you should have been approved or rejected as you have applied for 1 year
thanks
That depends upon whether the application was complete in September 2018. And the reports on here, on Penang MM2H FB Group and BrtitExpats are likely not representative of all applications. Most of these were English speakers, submitted complete applications, and thus may not be representative of all applicants. There may very well be some applicants that have had delays.
As to completeness of the application, that would include the submission of the Letter of Good Conduct.
They initiated a new requirement this year for MM2H applicants from HK and Singapore. The had issued rules specifically for applicants from China the previous year.
http://www.mm2h.gov.my/index.php/en/lis … from-china
"LETTER OF GOOD CONDUCT
Applicant is required submit COMPLETE documents upon submission at the MM2H counter. This includes the submission of Letter of Good Conduct (LOGC) for applicant from Hong Kong and Singapore. Note: The Ministry of Tourism, Arts and Culture will no longer issued a supporting letter for the applicant to obtain the LOGC from the Hong Kong and Singapore authorities.
Applicant is no longer allowed to submit LOGC issued by the Ministry of Foreign Affairs Malaysia. Only LOGC from the ORIGIN or Residence country is acceptable.
Only main applicant (principal) is required to submit the LOGC.
Effective date: 26 February 2019"
However note the Effective date. Perhaps they are arguing internally over whether to apply the rule in your case as you submitted prior to that date...but even if you are not required to submit "up front" they still will require the documents. Perhaps these new rules are related to the delays of post 2019 applications as well. Maybe Hong Kong itself is delaying the process???
A reply from MM2H to my query today: "The processing of MM2H application is 120 days. However, the period may be extended if there is a security concern regarding your application."
idiotbd wrote:A reply from MM2H to my query today: "The processing of MM2H application is 120 days. However, the period may be extended if there is a security concern regarding your application."
To my knowledge no one over the past several years who have applied for MM2H has received approval in 120 days. Even before the suspension the waiting time was 5-8 months. After the suspension it was one year. And even when the suspension was lifted it was taking 8-9 months. We're all these applicants "security concerns"?
In my view this is something of an insult to applicants. When you say that they are "security concerns" it's like saying that you are "not welcome" or perhaps that someone in the home country or in Malaysia is making false aspersions about you.
Of course the real reason for those delays had little to do with security...they just don't want to take responsibility for a major screw up that has damaged the reputation of the program by introducing an unnecessary suspension, causing a major logjam for applications, which they still have not figured out how to clear.
Employees sat around and did nothing for months, now they are overwhelmed, and should receive additional staff tasked to speed things up. The "Committee" should meet more regularly or be streamlined or be split in two EACH with the responsibility to clear the same amount of applications (as the combined committee) as before the suspension. Find out at which juncture the delays are coming from and appoint additional staff to resolve that slow down.
And they need to continue this pace even for several months after they have reached the goal. Staff should not be reduced until months afterwards, and a system of recalling help be available to when more than 10% of applications take more than 3 months to approve.
cinnamonape wrote:idiotbd wrote:A reply from MM2H to my query today: "The processing of MM2H application is 120 days. However, the period may be extended if there is a security concern regarding your application."
To my knowledge no one over the past several years who have applied for MM2H has received approval in 120 days. Even before the suspension the waiting time was 5-8 months. After the suspension it was one year. And even when the suspension was lifted it was taking 8-9 months. We're all these applicants "security concerns"?
In my view this is something of an insult to applicants. When you say that they are "security concerns" it's like saying that you are "not welcome" or perhaps that someone in the home country or in Malaysia is making false aspersions about you.
Of course the real reason for those delays had little to do with security...they just don't want to take responsibility for a major screw up that has damaged the reputation of the program by introducing an unnecessary suspension, causing a major logjam for applications, which they still have not figured out how to clear.
Employees sat around and did nothing for months, now they are overwhelmed, and should receive additional staff tasked to speed things up. The "Committee" should meet more regularly or be streamlined or be split in two EACH with the responsibility to clear the same amount of applications (as the combined committee) as before the suspension. Find out at which juncture the delays are coming from and appoint additional staff to resolve that slow down.
And they need to continue this pace even for several months after they have reached the goal. Staff should not be reduced until months afterwards, and a system of recalling help be available to when more than 10% of applications take more than 3 months to approve.
don't understand "and a system of recalling help be available to when more than 10% of applications take more than 3 months to approve." ... approval only takes 3 months???
While I totally agree with you, here is my response (which can also go to the "Best Quotes" thread):
Beggars can't be choosers
Actually they can...people who have to wait a year to get approval CAN choose to go somewhere else. The problem is was that they were not aware of the wait, were then "promised" a reduction, and then it went back to a year even after the suspension.
There are many other options. In Asia...Thailand, the Philippines, and even Vietnam and Cambodia. True one may have to apply annually and report to the police round the corner every few months. I've heard Sri Lanka is nice. In Latin America, there's Equador...and Panama, Costa Rica, Belize, and in Europe Portugal, Spain, and a few other outposts.
So the question is...are the applicants really beggars? Is that what the Malaysian government views people bringing money earned outside the country to spend within Malaysia are viewed as? And would the High-End retirees that the Ministries are always dreaming about tolerate a year queue? I'm dubious.
.
don't understand "and a system of recalling help be available to when more than 10% of applications take more than 3 months to approve." ... approval only takes 3 months???
No -it takes a year now...it used to take 4 months some years ago. Then it crept upward...then jumped up to a year as a result of the suspension. My suggestion is that should be the GOAL.
Even when it was 4 months this was largely because the "Committee" only met once a month.
My suggestion is to set a goal of 3 months...if you can't reach a a 90% goal for that keep on extra staff and require more approval sessions (rather than once monthly) until you do achieve it. Or one can reorganize things so that approval comes from staff, rather than the directors sitting around looking at everyone's application, bank records, checking for Israeli stamps in the passports, blue background for the passport photos, etc. etc. These checks have already been done. Or task someone to make approvals when the file and checks are complete. Waiting around for a meeting adds another month and if they don't get through the whole stack...it's another month for those to be approved (if they get anywhere near the bottom on that stack).
Ok, only because I am having my dim sum lunch at the moment on a day that I am working from home, will I add gas to the fire...
Here is the definition of "beg":
ask (someone) earnestly or humbly for something.
Ok, certainly we all agree that we all are or will or have asked the wonderful country of Malaysia to....LET US IN!!!! So, clearly the begging part has been/is/will be fulfilled by due process of filling all that paperwork and submitting certified copies of everything important in your life. Good thing for those who didn't contemplate holding up a liquor store or sending talcum powder to the White house.
Now, sticking closely to our subject country AND only that country of Malaysia, can we actually choose? I say NO!!! You either fill out the damn papers, send us copies upon copies of all your financial history or step aside for all those Hong Kongers who want (cough, cough) universal suffrage and the big cahuna, democracy!!!! (Um, that is not actually available or is it in Malaysia???)
Carry on... (back to the 3 computer monitors I go)
Hello, we have good new of 16 of our cases approved from applications from jan/Feb 2019. Below is the excerpt of the article. We see good progress from the government despite lack of clear info or updates.
More info can be found at www. movetomalaysia. co . uk
--
MyFirst (MM2H) has received approvals for 16 MM2H cases this week. These 16 cases comprise of applications submitted in January and February 2019. Our government has been approving cases up to Batch 7 since the hold up of cases in July 2018.
"I am very proud of the effort made by the government so far. Despite numerous rumors and concerns claiming that the government is too slow and withholding cases, we can see that there is indeed progress and that the government is working hard to inspect and analyse every cases submitted tediously." - Juen Keong, Managing Partner, MyFirst MM2H Sdn Bhd.
Congrats to all who waited 10 months. FINALLY APPROVED!! Mine was filed within the 1st 2 weeks of January 2019
My agent said last month it would be the end of October well today's the end of October.
Oh I see that you applied to the Sarawak Mm2H.... Not the peninsular program. Yes about 8 weeks for Sarawak. 10 months or more for the Peninsula.
No it was the mainland. Took 10 months. Maybe Sarawak later??
1openmind wrote:No it was the mainland. Took 10 months. Maybe Sarawak later??
It's probably not your intention, but for completeness I would mention that it's not permitted to hold Sarawak and Peninsular MM2H passes concurrently - you'd have to give one up.
Yes, and unless one intended to move to Sarawak, I'm not sure there would be any benefit in changing. Maybe a lower FD (or none at all if one had sufficient pension funds)? Yeah, I guess that might be the rationale at renewal time.
Gravitas wrote:I think it's in Menara Dion (right by monorail Station Raja Chulan) about 21st floor. But doublecheck. You need a security pass from the reception desk at ground floor and must give them some kind of ID card for safe keeping. I use a driving licence usually. Take your passport and mm2h letter as you will need them..Offer to pick up your policy document when convenient and provide a phone number they can call you on when it's ready. If you just give the full street address without mentioning hotel or serviced apartments it will probably work.
All their policies and prices are online but ask if they have a mm2h policy. It may just be their cheapest mini policy.
Hello Gravitas, I just received email notification from MM2H office that my application has been approved :
"We are pleased to inform that your application has been APPROVED. You may wish to collect this approval letter at the Immigration Unit, Malaysia My Second Home Centre, Ministry of Tourism, Arts and Culture Malaysia, Precint 5, 62200 Putrajaya upon your visa endorsement."
Will any documents related to the approval be sent to me through post mail (so that I can bring this documents to MM2H center to collect the approval letter) ?
Another question is for the medical insurance. If I plan to relocate to KL 3 years later, so after joining medical insurance for the 1st year in order to get the 10 year visa endorsement and actually I don't stay in Malaysia, do I still need to join the medical insurance every year afterwards ? (I will stay in my home country Taiwan and have the national medical protection, and so I don't need extra medical insurance in Malaysia)
Thanks
Terry
I know you directed this at Gravitas but I'll take a stab about the insurance question.
Once you receive your visa, I wouldn't think they'd check your insurance status subsequently. However the situation might be raised upon renewal. You could run into problems if they require you to have insurance in a decade. Your rates would be lower if you had continued your health care insurance...but likely not if you consider the cumulative cost of paying premiums over that time. As well, there is a provision currently that if you cannot obtain affordable insurance they may not require you to have it...provided you are willing to pay "over-the-counter" costs.
BTW check your provisional letter of acceptance...does it require that you have insurance? If it does it would be reasonable to have coverage (or try to obtain it) maybe 1 year before you renew. Letting it lapse and not having it when you renew could be a red-flag.
cinnamonape wrote:I know you directed this at Gravitas but I'll take a stab about the insurance question.
Once you receive your visa, I wouldn't think they'd check your insurance status subsequently. However the situation might be raised upon renewal. You could run into problems if they require you to have insurance in a decade. Your rates would be lower if you had continued your health care insurance...but likely not if you consider the cumulative cost of paying premiums over that time. As well, there is a provision currently that if you cannot obtain affordable insurance they may not require you to have it...provided you are willing to pay "over-the-counter" costs.
BTW check your provisional letter of acceptance...does it require that you have insurance? If it does it would be reasonable to have coverage (or try to obtain it) maybe 1 year before you renew. Letting it lapse and not having it when you renew could be a red-flag.
Hello Cinnamonape, I have the following questions :
1) "However the situation might be raised upon renewal", do you mean the renewal of visa 10 years later?
2) "provided you are willing to pay over-the-counter costs.", is it means that I can instead pay certain amount of money at the immigration department counter to replace the health insurance when I apply for the visa with bank deposit and health check documents ?
3) "check your provisional letter of acceptance...does it require that you have insurance?", you means that I will receive a provisional letter of acceptance by post to my home address in Taiwan within 1 or 2 weeks and this will be the evidence to collect approval letter at MM2H center when I travel to KL ?
4) " it would be reasonable to have coverage (or try to obtain it) maybe 1 year before you renew. ", "renew" means the visa renewal 10 years later ?
Thanks
Terry
schlee1231 wrote:Hello Cinnamonape, I have the following questions :
1) "However the situation might be raised upon renewal", do you mean the renewal of visa 10 years later?
Yes. I don't think they would review your insurance situation until you renew. You get insurance...go off it at some point...they wouldn't check again until you try and renew.
schlee1231 wrote:2) "provided you are willing to pay over-the-counter costs.", is it means that I can instead pay certain amount of money at the immigration department counter to replace the health insurance when I apply for the visa with bank deposit and health check documents ?
No....but that I mean that when you reach a certain age where you cannot obtain insurance at a reasonable price you can submit a statement to that effect. If MM2H One stop feels that your insurance situation is not reasonably priced they can waive that requirement.
Usually most people over 62 or 64 and above receive waivers. Of course, they have to pay for medical care directly through the doctor. They don't have insurance for Malaysia. The may also apply for some remuneration for healthcare costs in Malaysia (but probably not elsewhere) from their fixed deposit after the first year. Of course, you may be able to fly back to Taiwan to receive healthcare through your Taiwanese insurance.
schlee1231 wrote:3) "check your provisional letter of acceptance...does it require that you have insurance?"
you mean that I will receive a provisional letter of acceptance by post to my home address in Taiwan within 1 or 2 weeks and this will be the evidence to collect approval letter at MM2H center when I travel to KL ?
The conditional letter lays out the rules you need to follow to receive the visa. One usually receives it after you have received notification of approval. If you don't receive it you may have to pick it up from MM2H.
It usually states the requirements that you still need to submit or complete: the fixed deposit (and how long); and possibly other items. If they also say you must have Malaysian issued health insurance you will need it.
schlee1231 wrote:4) "it would be reasonable to have coverage (or try to obtain it) maybe 1 year before you renew. ", "renew" means the visa renewal 10 years later ?
Yes.
Hello,
1) For the conditional letter, if MM2H don't mail it to my home address but need to collect it at the MM2H center, then I don't know the requirements at Taiwan until I arrive KL at MM2H center.
It seems that is not reasonable because I need to prepare everything in Taiwan before go to KL. Therefore, can I ask MM2H to mail(or email etc) the conditional letter to me ?
2) Actually every Taiwan citizen needs to join the National Health Insurance (paid monthly) which cover out-patient and hospital stay expenses both inside Taiwan and overseas. Whenever medical expenses raised outside Taiwan, we can claim the protected amount by providing related documents. So can I use the Taiwan National Health Insurance Plan to replace the health insurance ?
Thanks
Terry
schlee1231 wrote:Hello,
1) For the conditional letter, if MM2H don't mail it to my home address but need to collect it at the MM2H center, then I don't know the requirements at Taiwan until I arrive KL at MM2H center.
It seems that is not reasonable because I need to prepare everything in Taiwan before go to KL. Therefore, can I ask MM2H to mail(or email etc) the conditional letter to me ?Terry
Unreasonable, yes. You can ask. Explain the situation. But most likely the letter will be similar to the one that everyone who gets one receives...it will say that you need to:
1) Obtain a medical checkup
http://www.mm2h.gov.my/index.php/en/hom … conditions
2) Submit your fixed deposit. http://www.mm2h.gov.my/index.php/en/hom … conditions
3) Submit your personal bond to MM2H
http://www.mm2h.gov.my/index.php/en/hom … conditions
There may be some statement warning you not to get involved in local politics or other issues sensitive to the feelings of Malaysians, not to act as a missionary, and not to work
If it does have a provision about insurance it will look like (4) below
schlee1231 wrote:2) Actually every Taiwan citizen needs to join the National Health Insurance (paid monthly) which cover out-patient and hospital stay expenses both inside Taiwan and overseas. Whenever medical expenses raised outside Taiwan, we can claim the protected amount by providing related documents. So can I use the Taiwan National Health Insurance Plan to replace the health insurance ?
Terry
Here's what the MM2H website states.
4) "MEDICAL INSURANCE
Approved participants and their dependants must possess valid medical insurance coverage that is applicable in Malaysia from any insurance company.
However, exemptions may be given for participants who face difficulty in obtaining a medical insurance due to their age or medical condition."
I don't know if your national program uses a medical insurer, but the benefits seem to more than meet the coverage expected in Malaysia.
My suggestion is that you bring a summary of all the benefits available through your National Health Program (if it is a Preferred Provider Program they may have a website that shows what doctors and facilities offer to facilitate remuneration). Highlight the sections that shows that you will compensated if living abroad. Show them the remuneration rate...e.g. you may pay 10% of the cost and the program 90%. If you have dependents that will accompanying you show that they are covered as well.
They should be satisfied that this is "medical insurance coverage that is valid in Malaysia" and you should be exempt fro having to obtain insurance as long as you are covered by your national plan.
Best of luck!
Thanks for your detail information.
I'll send the Taiwan National Health Insurance bousure to MM2H to confirm whether it can replace medical insurance before going to KL.
Moreover, I want to ask about the security bond. I find that the charge of security bond for Taiwan applicants is RM1500.
1) The application includes me, my wife and 15 years old son, then is it right that the security bond sums up to RM4500 ?
2) Does the security bond amount is paid over-the-counter of MM2H center when I get the 10 years visa stamped ?
3) Does these security bond amount can be refunded when we quit the MM2H plan ?
Thanks
1) No, only the Principal pays the Security Bond.
"For Approved participants:
Only main applicant must submit the security bond.
The Security Bond can be in the form of cash, bank draft or money order, made payable to the "KETUA PENGARAH IMIGRESEN MALAYSIA ". The Security Bond must be stamped (RM 10.00) by The Stamping Office at the Inland Revenue Board of Malaysia.
The Bond can be withdrawn if the participant/dependent decides to exit from the MM2H Programme."
http://www.mm2h.gov.my/index.php/en/app … -us-mobile
To be quite honest I'm not sure if one gets the stamp prior to paying the fee at the Cashier at Immigration Office or AFTER.
I'm in Sarawak so everything is a bit different here. We don't even pay the Security Bond Fee up front.
But in the Peninsula I think you pay the Stamp Tax PRIOR TO PAYING THE FEE, otherwise it would require two trips to Putrajaya (although I'm sure there is a HASIL Office there). But a regional office can do this in 15 minutes.
Plus you need to be at the MM2H office quite early to get a ticket to submit your documents. So running around to get a HASIL Stamp would be a problem. Try and do it beforehand!
Hello,
Inside the security form, I find that there is a witness of Malaysia NRIC and address.
How can I complete this part if I don't have any Malaysia friends ?
Thanks
schlee1231 wrote:Hello,
Inside the security form, I find that there is a witness of Malaysia NRIC and address.
How can I complete this part if I don't have any Malaysia friends ?
Thanks
Any Malaysian (or in Sarawak, any Sarawakian) can witness this (perhaps some government employees are excluded). I think the witness can be the next person in line (if Malaysian). If applying for the Peninsular MM2H as a self-application I think you would sign the document at the MM2H One-Stop Center in Putrajaya. So the witness would be someone there.
Maybe email MM2H and ask where and with whom one is to have this document signed? Is it done at HASIL? At the One-Stop Counter, and the Fee Payment Window? Is the MM2H One Stop the guarantor once the fee is paid. Will they have a witness on hand?
schlee1231 wrote:Inside the security form, I find that there is a witness of Malaysia NRIC and address.
How can I complete this part if I don't have any Malaysia friends ?
About the security bond form, MM2H Centre advised me the witness does need to be a Malaysian. Perhaps your insurance agent, hotel staff member, banker, etc. can sign as the witness.
The completed form must be stamped at any Inland Revenue Board of Malaysia stamping office (Pejabat Lembaga Hasil Dalam Negeri), which costs RM10. The witness who signed the form does not need to be present when you get it stamped. You don't have to buy the RM10 Hasil stamp at a post office in advance, you just pay RM10 cash at the stamping office when they do the stamping.
There is an LHDM office in Cyberjaya, not far (by car/taxi) from the MM2H Centre. It is diagonally opposite the Hasil headquarters building in an office complex called Star Central. Look for "LHDN Pejabat Satelit Cyberjaya" in Google maps.
The full address (per http://www.hasil.gov.my/bt_goindex.php? … p;bt_lgv=2):
PEJABAT SATELIT CYBERJAYA
ARAS BAWAH - 7, BLOK 6B, STAR CENTRAL
LINGKARAN CYBERPOINT TIMUR
63000 CYBERJAYA
SELANGOR
There are many stamping offices around the country, so you may find another more convenient to your hotel, bank, etc.
You bring the completed and stamped form to the MM2H Centre when you come to collect your visa. You will pay the actual security bond at the MM2H Centre cashier window.
The info pack with my approval letter contains an example form filled like this:
Where's it is a condition of the issue of a __SOCIAL VISIT PASS__ to me / the said __APPLICANT'S NAME__ of __APPLICANT'S ADDRESS__ that there furnished by me / on behalf of the said __APPLICANT'S NAME__ security in the sum of __RM (ACCORDING TO COUNTRY)__ as a guarantee that I / the said will comply with the provisions of the above Ordinance and of any regulations made there under and with any conditions imposed in respect of or instructions endorsed on such __SOCIAL VISIT PASS__.
Now I, __NAME OF WITNESS__ NRIC No ______ of __ADDRESS IN MALAYSIA__ do hereby bind myself that I / the said __APPLICANT'S NAME__ will comply with the provisions of the above Act and of any regulations made there under and with any special conditions imposed in respoect of or instrucitons endoresed on such __SOCIAL VISIT PASS__.
And in case of my / the said __APPLICANT'S NAME__ making default therein, I hereby bind myself to forfeit to the Government of Malaysia the sum of __RM (ACCORDING TO COUNTRY)__ , which I do hereby deposited with the Government of Malaysia vide.
Receipt No ______
Dated this ______ Day of __MONTH__ at __YEAR__ in the state of __STATE__.
Signature of the above named
__APPLICANT'S SIGNATURE__
Signed and executed by the above named __APPLICANT'S NAME__
In my presence.
Signature of Witness: ______
Full name of Witness: ______
Address of Witness: ______
File Ref: ______
*WITNESS CAN BE RELATIVES OR FRIEND OF THE APPLICANT
To reply your question, If you are MM2H applicants who below 50 years old, and you want to withdraw the fixed deposit to buy a house - there is a minimum money have to be maintained in Fixed Deposit is RM 150,000
Hi Cinnamonape,
I faced a new problem for getting MM2H visa being stamped.
I find my 15 years old son's passport photo is big difference to his current face (the passport was issued 3.5 years ago and also was used to apply for the MM2H last year).
Moreover, the current passport is valid until Apr/2021(1.5 years left) only.
Therefore, I want to let him to apply for a new passport in Taiwan and will use the new passport to get MM2H social visa being stamped.
The new passport will have a new number which differ from the old one. The old passport will be given back to me so that I can show the old and new passport at the MM2H counter for cross-check.
Is it okay to use new passport to get MM2H social visa stamped ?
I've send 2 emails to MM2H center to ask about the above problem 2 weeks ago, but there is no response until now !!!
Hope that you can give some advice.
Thanks
Terry
I would think this would be okay but you may have to submit a new set of "supplementary" documents with the new passport number on them.
Form IM. 12 [Section B must be changed]
Form IMM. 55 [Section 8 must be revised]
Also supply a new set of photographs, They may need these to attach to the new application.
Both copies of the passport cover pages and the pages with any visa stamps will need to be made as part of the new application (if you haven't already submitted the old one). Oh, and if you needed the first translated from Chinese this one will have to be translated as well.
It's likely less of an issue for a dependent than it would be for the principal applicant.
It will likely be done during the visit as you haven't received the visa stamps yet. There is no need to cancel the old pass and insert the new one.
At worst it might mean a return visit in a day or two.
http://www.mm2h.gov.my/index.php/en/app … -extension
BTW I think a lot of people may be in the same boat as they may have had dependents with about 2 years or so on their passports but the long period of waiting for acceptance may have made it incumbent for them to apply for a new passport.
Car insurance in Malaysia how is the pricing? I know this is hard to figure age and vehicle type. Just wondered how the pricing is compared to the USA. For anyone who drives? Haven't seen this discussed at all.
Does anyone use a mail forwarding service with a US postal physical address in non-taxable state? This allows you to keep your bank account opens deposit pensions in your US accounts. It's pretty cool actually. Physicaladdress.com is another site too.
The lower tells you how to open one if your already overseas.
https://www.taxesforexpats.com/articles … e-one.html
Yes..but you can always try.
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