Public healthcare in Mauritius is free for all. As a result, hospitals and other public health centers, as is very common around the planet, are often overcrowded. This is why a majority of expats, as well as many Mauritians, opt for the private health sector. This system implies that all expenses are to be paid by the patients, however. To avoid this, it is essential to have individual health insurance, which is therefore private.
What are the health insurance offers in Mauritius?
The country has a wide range of local health insurance companies, complemented by international insurers. Several solutions and packages are offered.
Local health insurance companies offer either reimbursement of expenses or third-party payment if the care is provided by an affiliated network establishment.
For their part, international health insurers can offer advantages such as the possibility of choosing one's own care facility, third-party payment in case of hospitalization, or services specifically designed for expats (free telemedicine with a doctor who speaks the patient's native language, medical transfers abroad for complex cases or those requiring a specific intervention, etc.).
Can expats in Mauritius be insured by local companies?
Expats can, of course, be insured locally. As everywhere, the budget depends on factors such as age, current health status, medical history, needs, etc.
How to choose private health insurance in Mauritius
A good health insurance should cover both minor and major care, but also, and especially, repatriation if necessary. Take the time to research and study the offers of the different insurance companies that seem interesting to you. Factors that will influence your decision include:
Type of plan and provider network: Does the insurance company have a specific network? If so, which healthcare providers, hospitals and pharmacies are in its network?
Premiums: How much do you have to pay per month to be covered?
Waiting period: What is the waiting period before your coverage is activated after you sign the contract?
Drug coverage: Are your regular prescriptions covered by your insurance?
Extension of coverage: How easy is it to add a family member to the insurance plan?
Repatriation options and conditions: How much does the repatriation option cost? What are the conditions for benefiting from it? What destinations are offered?
International health insurance providers
April International
E-mail: info.expat@aprilinternational.com
Web: April International
Cigna Global
E-mail: Cignaglobal_sales.team@cigna.com
Web: Cigna Global
Insurance providers in Mauritius
Mauritius Union
4, Léoville L'Homme Street - Port-Louis
Phone: (230) 203 2540
Web: Mauritius Union
Jubilee Insurance
Mezzanine Floor, One Cathedral Square, Pope Hennessy Street - Port-Louis
Phone: (230) 202 2260
E-mail: info@jubileemauritius.com
Web: Jubilee Portal
Swan Insurance Company Ltd
Swan Group Centre 10, Intendance Street - Port-Louis
Phone: (230) 207 3500
Fax: (230) 208 6898
E-mail: info@swan.mu
Web: Swan for Life
We do our best to provide accurate and up to date information. However, if you have noticed any inaccuracies in this article, please let us know in the comments section below.
