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roystevenung

Roy Steven Ung

@roystevenung

Active member

Malaysian citizen

Forum posts

74

Contacts

7

About me

Malaysian

Lives in Penang

Speaks English, Malay, Chinese (Spoken)

Registration: 03 April 2012

Activity

Roy Steven Ung
roystevenung replied to a thread
7 years ago
jingqinjq

Health Care Please ? by jingqinjq

Hii, I am actually from China, just started working here in KL. May I know is there any place that i can get good health care services ?

Roy Steven Ung

Here is a compiled list of hospitals in the major cities in Malaysia. But of course please make sure you have sufficient insurance cover as even a minor appendicitis can costs > Rm12k these days. Private Hospitals in KL Read More

Roy Steven Ung
roystevenung replied to a thread
8 years ago
SHinPJ

Advice needed on Provident Fund (EPF) contribution by SHinPJ

Hello all, I have been offered a job in KL on 3 year contract and my employer has given me the choice to contribute to EPF. If I contribute, then my take home salary will be less by 11%, but my employer will have to contribute 12%, so a total saving ...

Roy Steven Ung

EPF - Types of Withdrawal Sorry, you cant withdraw if you change job Read More

Roy Steven Ung
roystevenung replied to a thread
9 years ago
spellraj

Indian living in USA looking to move to Malaysia by spellraj

Hello All, I just joined the forum today and so am as new to this as it can be. First let me introduce myself. I am a 43 year old Indian doctor (radiologist) by profession have been living in USA since 2001. I live with my beautiful wife ...

Roy Steven Ung

You may contact joy-stay.com for the agent. Some of my expats friends are using them. Ps. I am in no way affiliated nor have any business dealings with them. Bureaucracy exists in any Government even in MY. On the scale of 1-5 (hardest to deal ... Read More

Roy Steven Ung
roystevenung replied to a thread
9 years ago
spellraj

Indian living in USA looking to move to Malaysia by spellraj

Hello All, I just joined the forum today and so am as new to this as it can be. First let me introduce myself. I am a 43 year old Indian doctor (radiologist) by profession have been living in USA since 2001. I live with my beautiful wife ...

Roy Steven Ung

Hi Raj, 1. Yes, the MM2H is the only option for a long term stay in MY without the needing for Visa runs. 2 & 3. There is no specific restrictions on the MM2H website that you must be residing in Malaysia. The Terms and Conditions for the ... Read More

Roy Steven Ung
roystevenung replied to a thread
9 years ago
billgarnett

Health Insurance for American on Medicare by billgarnett

I am an American living in Malaysia for almost two years (on 90 day visas and visa runs). I am 67 and am covered by Medicare and had a supplemental plan that covered me while out of the U. S. But after a recent hospitalization I find that the ...

Roy Steven Ung

Most local insurer specifically Prudential still accepts coverage until age 70 provided that the person is still healthy and insurable. If accepted, it is able to be covered until age 100 (subjected to the premium increase by age band of course) Read More

Roy Steven Ung
roystevenung replied to a thread
9 years ago
NewToMalaysia

Do I need a will in Malaysia? by NewToMalaysia

Hi All, Myself and my family are moving to Kuala Lumpur in a few weeks and wonder if it's worth us setting up a will? Being an islamic country would our assets be divided as such if something was to happen to my husband? Thanks, xxx

Roy Steven Ung

"Being an islamic country would our assets be divided as such if something was to happen to my husband?" Only if you or your husband is a Muslim, the assets will be distributed in accordance to the Faraid Distribution Law. If either one ... Read More

Roy Steven Ung
roystevenung replied to a thread
10 years ago
ags6

Penang with a 7000 RM job by ags6

Hi, I have been offered a job by a company in Penang. I am considering it. I am married with no child. Planning to shift with family after 6-8 mnths of work there. Can you please let me know about the expenses and taxes and my approx savings which ...

Roy Steven Ung

Hi, I guess EPF is not a mandatory thing for Expats right? Also any advise on good Telephone operators for SIM card purchase in Penang? Thanks, Ags1. No its not 2. Maxis Read More

Roy Steven Ung
roystevenung replied to a thread
10 years ago
ags6

Penang with a 7000 RM job by ags6

Hi, I have been offered a job by a company in Penang. I am considering it. I am married with no child. Planning to shift with family after 6-8 mnths of work there. Can you please let me know about the expenses and taxes and my approx savings which ...

Roy Steven Ung

For rentals, you can try surfing ibilik.com or iproperty.com so as not to overshoot the rm1500 budget. Also what kind of transport will you be using for daily commute to work? A car is a must if you are going to work at one of the MNC in Bayan ... Read More

Roy Steven Ung
roystevenung replied to a thread
10 years ago
roteri

Coming to Malaysia by roteri

Hi Everyone, if you read my profile you will find out a little about me. I am looking at locating to Malaysia soon for business, and adventure. I want to do this right and so I need help from real people about what to expect, what not to do, what to ...

Roy Steven Ung

Hi Everyone, if you read my profile you will find out a little about me. I am looking at locating to Malaysia soon for business, and adventure. I want to do this right and so I need help from real people about what to expect, what not to do, what to ... Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
JessicaL

A survey/research about home service at Malaysia by JessicaL

Hi... I'm currently working on a platform that can help people in Malaysia to book a service from freelancer/specialist online (home service). Tell us would you like to enjoy the services that come to you instead? What are the services you would ...

Roy Steven Ung

:top: Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
Kriszti3

Looking for a girl who would come with me for sightseeing in KL by Kriszti3

Hello!:) I'm a hungarian girl and I will stay in KL from the 16th of January till the 20th of January. I'm looking for a girl who can show me the town during these few days - or just come with me for sightseeing - and with whom I can practise my ...

Roy Steven Ung

Yes, meeting up in person would be much better, and meet at public places. Most importantly, never leave your drinks unattended. Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
DaBears

RM26k a Month in KL by DaBears

Hi there...moving to KL from Chicago and have been offered RM26k a month..my wife may find some part time gig down the road and we have a 3 year old. Wonder if RM26k (before taxes) is enough to have a comfortable living in KL. Thanks..

Roy Steven Ung

It boils down to what kind of lifestyle you want, whether you want a moderate or lavish lifestyles. RM 14K per month is definitely OK as I had seen couples with 3 children having no more than RM3K per month income. Most of the basic expenses may ... Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
SHinPJ

Advice needed on Provident Fund (EPF) contribution by SHinPJ

Hello all, I have been offered a job in KL on 3 year contract and my employer has given me the choice to contribute to EPF. If I contribute, then my take home salary will be less by 11%, but my employer will have to contribute 12%, so a total saving ...

Roy Steven Ung

#SHinPJ you can read all about KWSP withdrawals here http://www.kwsp.gov.my/portal/en/web/kwsp/member/leaving-country-withdrawal Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
Julien

Merry Christmas ! by Julien

Merry Christmas everyone :)

Roy Steven Ung

Merry Christmas to you too Julien! :cool: Read More

Roy Steven Ung
roystevenung replied to a thread
11 years ago
billgarnett

Health Insurance for American on Medicare by billgarnett

I am an American living in Malaysia for almost two years (on 90 day visas and visa runs). I am 67 and am covered by Medicare and had a supplemental plan that covered me while out of the U. S. But after a recent hospitalization I find that the ...

Roy Steven Ung

The 'medical card' as term by locals will allow the insured to get treated at their panel clinic/hospitals in Malaysia based on the agreed amount being insured. Whenever people shop for a medical card, mostly people are incline to only look at the ... Read More