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JOE CLOUGH

JOE CLOUGH

@JOE CLOUGH

Contributor

American expat in the Philippines

Forum

107 posts

Contacts

7

About me

American

Lives in DAUIN

Speaks ENGLISH

Registration: 23 May 2013

Activity

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Sal19952

Need advice on a girl im dating by Sal19952

Hey everyone. Sorry this will be quite long I’m a 23 year old guy and met this 21 year old filipina on a sex cam site and started to talking to her. I didn’t ever have a private show with her(even though she offered many times) as I ...

JOE CLOUGH

I have been in south east asia for 15 years....mostly in Thailand and the Philippines....yes, since he has never seen your face she might use you to get to a better country....I have one Thailand wife did that....but I took the two kids with me back ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Silvercobra

Pension payments by Silvercobra

I am retired and living in the Philippines. My pension is paid into an Australian bank then I transfer to my Philippines bank. Centrelink can transfer directly to my Philippines bank but I want to know how much will get here. For example if I send ...

JOE CLOUGH

WELL, GOOD LUCK WITH THAT....JOE Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Silvercobra

Pension payments by Silvercobra

I am retired and living in the Philippines. My pension is paid into an Australian bank then I transfer to my Philippines bank. Centrelink can transfer directly to my Philippines bank but I want to know how much will get here. For example if I send ...

JOE CLOUGH

I got payments here in the Philippines and Thailand since 2005...No taxes never....JOE Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
fixfireleo

Any Alternatives to Philippines? by fixfireleo

I have read a ton of articles online and I am 99% sure I want to move to Philippines in about 4-5 years. The reasons I chose Philippines are many: 1. They speak English 2. Cost of living 3. Beauty of the place, especially the water 4. The ...

JOE CLOUGH

sure...thailand is a great place to live....i was a teacher there for 10 years....also i stayed on a beach for 6 months last your and the condo there was the same price as here in cebu...but there is fully furnished...3 swimming pools....along with ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
glenlita

Is My Plan Realistic? by glenlita

Hello everyone. My name is Glenn and my Wife is Lolita and we have been married for 28 years. We are seriously considering moving to her province in the Alaminos Pangasinan to retire. Our plan is to save up at least $15,000 US before we leave. My ...

JOE CLOUGH

I have lived here for many years in the Philippines on $1300 a month from ssa retirement....So if you can get free rent it might be possible...I just bought a small house near a beach for $12,500 us dollars....at 76 years old its good for ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Priscilla

Dating and finding love as an expat in the Philippines by Priscilla

Hello, With cultural barriers and different dating norms, finding love as an expat abroad can be exciting and challenging at the same time. Is it easy to meet other fellow single people in the Philippines? How do you go about meeting ...

JOE CLOUGH

I have been in and out of the philippines the last 15 years.....my gf now is 21 yrs old...I am 76 yrs old..... my gf is going to college and we have been together almost two years.....you must be careful not to become a "CASH COW" for ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Priscilla

Dating and finding love as an expat in the Philippines by Priscilla

Hello, With cultural barriers and different dating norms, finding love as an expat abroad can be exciting and challenging at the same time. Is it easy to meet other fellow single people in the Philippines? How do you go about meeting ...

JOE CLOUGH

I have been with two filipina girls during my 15 years in asia...one was for 8 years....then she married a American guy and lives in America...My second one is in college and has 10 sibblings...of course the parents do not work and their hand is ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
egalex

How much will it cost to buy a small flat? by egalex

Hi there I would like to ask how much it will cost to buy a small flat in the Philippines? and what is the cost of living?

JOE CLOUGH

hello....i am renting a firnished condo in CEBU for $200 a month.....i have been in thailand and the philippines the last 15 years.....Saturday i will look at a 2 bedroom house with furnishing for $12,500 us dollars....also found another one for ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
fixfireleo

Best place to look at housing on-line? by fixfireleo

I think many of the on-line places I've seen are a rip off. I have seen a few things on CraigsList. Can anyone recommend a site where private owners post available rentals and not just big time realtors that are charging a premium and only ...

JOE CLOUGH

hello...i am 76 years old and find it easy to live here in the philippines on my SSA retirement , $1,360 a month....I taught school in Thailand for 10 years and save up some money....here in cebu i pay $200 for a firnished condo.....ride my new ... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
rcolvin1

Onward Ticket by rcolvin1

I am departing LAS Nov 27th going to Manila I just bought onward ticket from Bestonwardticket for $9.95 I used on onward ticket to depart Manila on Dec 10th Did I do this okay or not?

JOE CLOUGH

if you have a r/t ticket you should be ok.....joe Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Priscilla

Dating and finding love as an expat in the Philippines by Priscilla

Hello, With cultural barriers and different dating norms, finding love as an expat abroad can be exciting and challenging at the same time. Is it easy to meet other fellow single people in the Philippines? How do you go about meeting ...

JOE CLOUGH

i have had two gf in the philippines..when i had to go out to other countries i still had my gf here in the PHP....the www.tagged.com is a good dating site...Joe Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
Julien

BACK TO THE BASICS : A WEBSITE FOR EXPATS, BY EXPATS by Julien

Hi, Expat.com defines itself as "The living abroad website, by expats, for expats" We received too many complains these last days about locals systematically hijacking treads, posting ads (when they should be posted in dedicated ...

JOE CLOUGH

What is this about ?????...JOE Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
belayit

Social Security deposits to banks in the Philippines by belayit

I will ne getting my social security checks deposited to a bank in the Philippines. How do I get my money converted to pesos??? Will the bank accept u.s. dollars???? Will the bank convert it for me???? Or will I have to somehow physically do ...

JOE CLOUGH

but your paying western union.....direct deposit into bpi bank there is no cost.... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
belayit

Social Security deposits to banks in the Philippines by belayit

I will ne getting my social security checks deposited to a bank in the Philippines. How do I get my money converted to pesos??? Will the bank accept u.s. dollars???? Will the bank convert it for me???? Or will I have to somehow physically do ...

JOE CLOUGH

the bpi gets your dollars from america on the 4th of each month.....you can get dollars or peso when you make a with draw....i also get dollars because i have a shop i get the peso at a good rate...but the bank is good also but it takes longer... Read More

JOE CLOUGH
JOE CLOUGH replied to a thread
6 years ago
belayit

Social Security deposits to banks in the Philippines by belayit

I will ne getting my social security checks deposited to a bank in the Philippines. How do I get my money converted to pesos??? Will the bank accept u.s. dollars???? Will the bank convert it for me???? Or will I have to somehow physically do ...

JOE CLOUGH

bpi....bank of the philippines island....its so easy....and no cost to you...some american people do atm ..but that cost you money each time...crazy.... Read More