I'm in Varna, and I need to open a bank account.

Debit card account with passport and address no problem at UBB (OBB)

Phone banking app available as well.

Without residency, easiest way is opening myfin account.

First open myfin account,

Say one of your friends to transfer 20 lev to your Myfin IBAN

Order a Debit Card. It is 6 Eur.

But if you want to open also Eur account, it is not free, you need to pay 6 Eur/month. This is the most negative point.

@neevemike Thanks, do you have the address of the local bank you went to (I read that not all branches are open to foreigners)

Revolut online should work well with passport and housing renting contract. Then you choose you bank card service (15euro monthly for a physical card). Bgn or euros or any other currency to could be swapped from the app with low fees

@Kykers Thanks, the reviews of MyFin on google play are not very positive.

@RichardKing44 it was in Kyustendil

but I'm sure they deal with a lot more foreign clients in Varna.

From what I've read, I think MyFin may only work for those who already have EU residency.

Hi, I agree with Janemulberry, easy to open a count to DSK bank in Varna, so I did myself when arriving there regardless having any renting contract. However I was bearing EU passport. May be this is a prerequisite as a foreigner in Bulgaria.