Mm2h - cheapest agent and processing reliable agent

Hello leos1984,

Feel free to check our Malaysia business directory where you might discover the information you are seeking.

Cheers,

Cheryl

Expat.com team

Directory doesn't help. We need experience that users faced. also cost involved. Pros and cons of a agent

Find better agent is the key.

@leos1984

Ok, you need to understand that cheapest is not always the best.

If you want an honest assessment of an agent that someone used (granted not in Johor), it would be Alter Domus who is based in Penang.  My understanding is that they are #1 in the game.  Their MM2H license is literally #1.

I was approved pre-covid through them and then was locked out.  Let's be honest, other agents would have been out of business in those oh say 2 years of inactivity.  Nope, they stayed in touch and managed to get my expired application reactivated (since time had lapsed so I couldn't come to Malaysia within the 6 mo grace period to finish up) and I got passage to Malaysia in 2/22 and I finished up and now I have my MM2H stamp. 

When it comes to something important like this, why on earth are you nickel and diming it?  Seriously, why?

@VWC how much did they charge for mm2h?

Every renewal how much they charge ?

I would call them since fees may have changed. 

https://www.penangmyhome.com

@leos1984 hi, do you still need an agent for your MM2H application? Pm me if i can help you

I use Nomad Hospitality (mm2h) SDN BHD. They did some "miracles" when I got stuck with the other agents.

@Cheryl

Thank you

Agents in Malaysia charge more than the agents I checked in 19 countries!

A friend of mine is not retiring to Malaysia because of their rules, and one of them requires a sponsor who lives n Malaysia...  And, agent you hire can be your sponsor - What agent knows more than the Malaysia Government which will have all the documents about you?  This is another way to make you hire an agent!

I don't think Rm12k is excessive. I paid Rm8k in 2008. My agent was the President or Chairman of the MM2H agents and made things really easy. For example, he helped to make me need to deposit only Rm60k in the MM2H FD account instead of the much higher amounts that were being talked about. After initially getting the MM2H Visa, we did everything else ourselves such as renewing passports, adding my kids and so on. That agent passed away quite some years ago but his son Alex who was also in KL was doing the same kind of work.

Now the government has standardized all agencies fees. RM40k for silver category. Include immigration fees

RM40k for agent fees just isn't worth it in my opinion unless you have plenty of money to waste and you intend to invest in lots and lots of property, and even then it's not easy to rent them out. Malaysia is becoming too expensive. Nowadays we only return to Malaysia for shopping and eating every now and again. So glad we moved to Indonesia.

40k is including all immigration fees and insurance. Insurance can easily up to 8k for above 50yo

I paid around RM3.6k for myself back in 2015 and I was in my mid '50s. I remember thinking that it was quite high. I used a great insurance agent who always found me the best insurance company each year. She also took care of my car insurance. She'd come to my condo each year with the contract for me to sign.

When I had a slipped disc and needed spinal surgery I went to Pantai Hospital. The bill was around RM20k inclusive of a private room in the then exclusive International floor. When I checked out of the hospital the insurance paid everything while I was checking out.

RM8k, sounds extremely high.

@Renz MC

Did you mean Health Insurance?  If so, for how long this 8K covers?

Suppose I want to do it myself, then, how can I find a sponsor?   This request comes up in other countries too,  yet it is ridiculous to ask for a sponsor:  What "MM2H Agent " can do as a sponsor?

@wyngrove60

Nice to hear you moved to Indo. Where did you initially from?

Looking to move to Malaysia too but the costs are getting ridiculous!

Are you now in Jakarta?

Thanks

I'm from the UK, lived mostly around the south apart from living in Harborne Birmingham when I was really young and my dad worked at the University there.

I have lived in a few places, Hong Kong, Taiwan, Singapore, Malaysia and Indonesia and also in France. I spent 12 years living in Kuala Lumpur and the only reason I got the MM2H was because it was a hassle for my Indonesian wife each time she arrived in Malaysia, so with the MM2H they'd not bother her anymore. Reason I moved to Malaysia (from the UK) was that I could buy twice as much property in Malaysia than I could in Singapore. Reason I left Malaysia in 2015 and moved to Indonesia was because EVERYTHING is cheaper. International schools are cheaper, food, living costs, property it's all cheaper in Indonesia. Sometimes eating out is like a third of what it costs in Malaysia. Plus, since I'm a photographer there is so much more to appreciate in Indonesia than just miles and miles of palm oil plantations. And for me, certainly, having an Indonesian wife made things easy, although these days it is much easier for people to move to Indonesia on certain visas.

No not Jakarta, no way Jakarta. I had a choice of where I wanted to live because I've been retired since 2000, but we chose Bandung because the climate is cooler,people are friendly and not after your money as they are in Bali, people are just normal here. Plus beautiful landscape and 30 minutes journey on the high speed train to Jakarta or 3 hours on the normal train.

Even though I didn't work in Kuala Lumpur I was on several owners committees of condominiums and that really stressed me out. Driving in KL is also a bit tiring. But here in Bandung or even Bali or outer parts of Jakarta it's a real doddle.

One big advantage of living in Malaysia is the very affordable health insurance premiums and also that medical care is better for serious things like operations etc. If I ever wanted to get a knee replacement, even though the cost in Indonesia is slightly less, I'd definitely get it done in Kuala Lumpur. But a lot of Indonesians who can afford it will travel to Singapore or Malaysia for more serious medical issues than have it done here in Indonesia.

Bw, there's a post pinned to the top of the page about MM2H by Hansson. That's me. I left the group because I was unhappy here, but now I am back and don't take things quite so personally as back then.

@arshad1927

I understand what you mean about the costs now. I live in Malaysia with my Malaysian wife, but we're getting older and thought I'd use MM2H as a backup if something happens to her. I applied for a PR here in Malaysia, but not sure what my chances are. My main problem is that I am terrible at learning languages, esp after a minor stroke a few years back. I've recovered 100% from the stroke minus my ability to learn new languages. Under the old requirements I could have qualified easily for the MM2H but putting $150K (USD) and having to buy a property it's out of my price range. Esp since we already have a terrace house here in KL - bought and paid for.  However, my wife bought this house over 30 years ago, and even though it's worth well over RM600K today I don't think it would count.  So my backup plan would include looking at Indonesia, Thailand or even the Philippines.  Although I have not ruled out Sarawak as a possibility. Would keep the house in KL and spend as much time in Malaysia as I could without getting into trouble.

In Indonesia I am not sure whether the BPJS medical insurance covers those on a retirement visa. But the highest level only costs RM43 per month. In general it's a bit slow but for emergencies it is fast. IF you were to live in Bali, most people speak English, and a large amount speak English in Jakarta. I think it's not such a problem even where I live in Bandung but I am sure you'd pick up enough to get by and the language is not that hard for the basics. Also the cost of living is so much less than in Malaysia.

My father in law had a series of minor heart attacks and had a stent put in a couple of years ago on the BPJS and the whole thing was straight forward and easy.

Can't really speak for Thailand or the Philippines although I used to work in Thailand for about a year while based out of Singapore in the early '80s. Love the country but it's too touristy for me as a place to live.

Aside from the Retirement Visa in Indonesia there is something called a Digital Nomad Visa but not sure if that is up and running yet. It's a 5 year thing and allows people to work online while living here.