Menu
Expat.com
Search
Magazine
Search

cost of living in Germany as a resident doctor

Oussu

Hi, I'm a moroccan medical student in my last year of medical school, recently I start thinking about moving to Germany to do my speciality there and I was searching all this time for informations like salary, cost of living... so I found that we re getting paid as a resident doctor around 3000EU net mensuel salary, and I m just wondering if it's a good salary to begin there as a debutant in Germany and if it's enough to save some money like around 900EU per month, Thank you <3

just to know that;

I m not married,

I don't have kids,

I don t have to send money to my family

(like all that salary will be net mine)

Thank you again for you collaboration

See also

Living in Germany: the expat guideCan I study in Germany with Croatian trcMoving to Germany and looking for health insurance adviceTemporary Permit in NL w/o Losing Niederlassungserlaubnis? "Latest updates in labor regulations in Germany
beppi

How much you need for living expenses does not depend on your job, but on your spending habits and lifestyle decisions. One person might survive on 1000€/month (below the poverty line) and be happy, another one wastes millions and still wants more.

But to give you some clues:

The median single household in Germany in 2023 had a disposable income of 1800 €/month.

Your offered salary of 3000 €/month translates to approx. 2000 €/month disposable (after deductions and taxes).

Thus you would be slightly above average, but saving 900 €/month is unrealistic.

Oussu

Thank you so much for replying, i do really appreciate your answer, i just wanna clarify that 3000 euros i m talking about is net salary not brut so it's 3000 after taxes and all, this is why i m asking if i can save 900 it's like living with a salary of 2100 and save 900, is that possible in this case ??

beppi

@Oussu No employer in Germany offers a nett salary - the stated sum is always before taxes and deductions, because those can vary a lot depending on the employee's personal situation.

To have 3000 €/month nett in your situation, you'd need around 5000 €/month stated salary. This is more than a doctor fresh from school usually earns.

TominStuttgart

As far as salary, all physicians are reasonably paid; not even a factor to really worry about.


The real question would be if one qualifies. There are some post-doctoral specialty programs taught in English in Germany but all MD programs and most medical related subjects are taught strictly in German on a C1 level. And it's required to have C1 level German to practice in any capacity as a physician. Some research or teaching positions might be possible with a high level of English but not treating patients. Many seem to naively assume everything is done in English in Germany. Good English is usually expected but in addition, not as an alternative to German.

Oussu

@TominStuttgart

Thank you for replying i really appreciate, Yes i m definitely aware of this, I've just started learning german in a certified center to have a C1 level even C2 if that is possible so that I don't find difficulties to practice there,

The real problem i have is just if the salary we receive is enough to live there or not.

If it's a good one to start with, then i ll continue learning german to go there

beppi

@Oussu As I said, it is a good salary (above average), especially for a fresh graduate.

But saving an amount as big as 900€/month is not realistic under almost any circumstances.

beppi

To give you a (very rough, the details of course largely depend on your spending choices) idea of which expenses to expect as a single person with a moderate lifestyle:

  • Renting a small apartment 600 - 1000 €/month
  • Regular expenses (water, electricity, heating, Intenet, handphone, public transport) 250 - 500 €/month
  • Living expenses (groceries, toiletries, clothes, etc.) 500 - 800 €/month
  • Car (if you want or need one) 300 - 500 €/month

This is without any luxuries like occasional restaurant meals (or your home country foods, which might be costly here), entertainment, smoking/alcohol/other drugs, hobbies, travel, etc., which all go on top of the above. As you see, saving any of the 3000 €/month you say you will have needs dscipline. But as a young person looking for the first job, I think financial issues should not be at the top of your priorities - the experience (and effect of international exposure on your later career) should be valued higher!