secured FUTURE

this is general topic... meant for IDEAS... not specifically related to Jordan... how these are tackled in their respective countries.. and any such ideas can be implemented/ used in their home country..? This is the idea behind this topic..

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it is not easy to make investment plans or goals.  it is not a reality for average earners, investment is only for the rich people who can spare part of their earnings to such investment.

for average earners to invest means.. we have to tighten our belts, that's reality krish...

I completely disagree with you baniaz.. sorry to say.. but, For example, if one earns - in jordan - 300 JD and saves 30 JD per month. so, on an average annual savings will be 360 JD?.. ok, that is his savings and what he is going to do with that.. Investment does not means in millions.. even this amout is an investment for him/her..so, we need to understand that way and further,
1. How he is going to give education to his kids?
2. How he is going to meet his medical/unforseen expenses?
3. How he is going to meet the retired life?

By answering these things, one will start to identify the earning ways to meet these needs. and fulfill their ideas.

Thinking should be in this direction. so, still we need lot of planning to be secured of future.. Hope you will start now.. and GOD will guide you by means and WILL to fulfill it...

Yes I am doing that more than 30JD a month )... anyway please capitalize the first letter of "God"...like that ..thank you Krish..

by the way Krish...investment is different from saving as you said in your reply.

Savings is done like that small amount every month.
Investment is something big one time, like you buy stocks, properties, etc.

cheers

INVESTMENT means


In finance, the purchase of a financial product or other item of value with an expectation of favorable future returns. In general terms, investment means the use money in the hope of making more money.


so, it can be fixed deposits / small time business  or anything - does not necessarily in shares etc!... Hope that clarifies better...

thank you baniaz... atleast you posted one reply! though this is THE IMPORTANT topic... nobody has shown any response... there are three possiblities

1. They do not care about it!
2. They do not want to share their ideas
3. They feel there more importnat things in life than this!??

often times more important things are not taken cared and nobody wants to tackle the issue...

If you are not talking about savings then you can do other things wich is working fine as well.
This is only if you wanted it too.
In the arab world and in the old days in Europe it is/was quite common to start a big, and then I mean a big, family so your kids are your investment when you are old and weak.
They will take care of you.

An other interest thing to do, like many in Jordan if you have some money, is to buy land.
Buy and to sell it again after a while, or to buy an appartement and to rent it.

What we did for example is we bought land and we put some (650) trees in it and over a couple of years we can sell the harvest.