HSBC : Advance or Personal account

Bonjour
I'm surprised, they are usually quite verbose and transparent about the different options and associated fees.
The differences between the two contracts are highlighted on HSBC's Advance website (Scroll the page down to the "See how HSBC Advance differs from our accounts" section)

The main difference for you is that if you have a HSBC account in France, you can use the Global View website to perform instant money transfers across countries.

RS


PS: you don't have to pay the HK$120 fee if your consolidated balance is above HK$200,000 (including across HK and France), or if you already are an "Advance" customer in France (whatever the eligibility criteria are)

Hi!
Thank you very much for your fast answer.
I was surprised too when I discovered that... I believe the bank advisor was not very at ease in English so he sticked to the mimimum information.
So I am going to downgrade my account because I do not have an HSBC account in an other country. Advance account does not seem really usefull to me.

Thank you for the help!

Ordinary account will do. Same thing had happen to me several years ago.
You can also consider Standard Chartered for your reference.
Monthly service fees are applied if you do not maintain your account.

Ok! Thank you for your help.
That's what I was guessing. I will downgrade.