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Health insurance

Last activity 13 December 2020 by GuestPoster298

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Raich

Hello,
I am looking for information on health insurance to  foreign residents. The posts I saw are since 2010. Does anyone have a more recent information? Are there insurance companies that provide coverage to this issue? Any updated
information will be appreciated.
Thank you
Raich

GuestPoster491

A quick search on Google should provide you with plenty of options, however here is an article with some relevant and recent information where you could start from

http://govnet.ro/Healthcare/Economics/R … -expansion

Also there is a link on this site, you may not have seen.

https://www.expat.com/en/insurance/europe/romania/

carrielefey

Thank you! I have been looking for this information as I am moving to Romania with my family in October.

GuestPoster491

Glad the info helps.  Also note that foreign residents living legally in Romania are also eligible for national health insurance, which is significantly less expensive (164 RON) for 3 months if you pay out of pocket, otherwise your employer pays it.  The quality of care received will not be as good as private medical care in many cases, but it's an option.  Most private medical care will also discount services for those that are on the national health insurance (CAS).

pgermain58

Hello,
I purchased my health insurance from Cigna.  They offer many levels and options. You can fully customise dependi g on your needs!  I hope this helps!
Best Regards,
Paul

GuestPoster491

Hi there peeps,

I just found this post and thought I would leave an update. Apparently there have been modifications to European law.
You cannot get health Insurance from the 'Romanian Insurance house' if you cannot PROVE that you DO NOT have insurance back home in the UK. I've no idea who thought this one up, but its created hell for me for the time being.

HTH

Phil Taylor

You get public health insurance in Romania if you transfer the contribution from NHS The UK, at your retirement age, if you worked there, through Form S1 or 121 (it is an application form for transferring health service from The UK to Romania as an European country) asked by CAS ( Casa de Asigurari de Sanatate).
Florina

GuestPoster491

Hmmmm Well I've spoken personally to the head of CAS. They are just as confused as I am. They did say they would get back to me before Christmas, but since then, fat diddly squat frankly.

Here's the portion that appears to be the trouble causer:

http://eur-lex.europa.eu/LexUriServ/Lex … 123:en:PDF
Article 14:

'2.   Where, by virtue of the legislation of a Member State, the person concerned is subject to compulsory insurance in that Member State, he may not be subject to a voluntary insurance scheme or an optional continued insurance scheme in another Member State.  In all other cases in which, for a given branch, there is a choice between several voluntary insurance schemes or optional continued insurance schemes, the person concerned shall join only the scheme of his choice.'

I spoke with my Lawyer about this too, he said not to go too much into law and is just as confused about it, but did say that here, European laws are shall we say, 'adapted' sometimes to save time :-D

smadjaa

You say Cigna worked for you, but was this Cigna in Romania or back home?
I am applying for my residence certificate in Romania and I am told I need local health insurance in Romania for this. If you happen to have the web address or contact for them I'd love to see it. Thx !

Update: I just checked the Cigna international website and Romania is not one of the countries they work in :-(

kenschex

I received my permanent resident card a couple of months ago. During the application process I was told Cigna (which I had at the time) would not fulfill the requirement for health insurance. I signed up for one of the programs at Regina Maria and immigration accepted that as health insurance. So far all is good. The care I've received at Regina Maria is comparable to the care I was receiving in the USA. I'd recommend it.

karmsun

What is the cost of health insurance per month in Romania for a 65 y/o man? Middle of the road policy a kind of ?
Thank you ?

jmpaaso

Hi!
We are trying to renew our resident visas.  We need private Romanian health insurance to qualify for the second year of our visa.  Any recommendations?
Thanks,
Jill

JohnnyStLouis

to jmpaaso -

I am in the middle of my renewal process, as well. I had to buy the Romanian National Insurance from CNAS to satisfy the requirements. It cost 1140 lei per year. This is the insurance every person must have. It is purchased from the government, not an agent.
However, most people say it is relatively useless so those who can afford it buy supplemental insurance. The immigration office seems have no interest if you have it or not, so it is up to you.

JohnnyStLouis

to karmsum -

Until now I have kept my US civil service retiree insurance, but it doesn't satisfy the immigration requirements. To satisfy them I have an entry-level international policy that costs a little less than $100 per month.
I'm still paying my civil service insurance until I get my green card renewed. Then I'll drop it, mainly because it has a reimbursement feature, not a payment direct to providers.

So, the short answer is it costs me $100 a month to satisfy the immigration people.

karmsun

To JohnnyStLouis
Ok, how are things going in Romania otherwise ? Have done a lot of research on diferent countries to move to and Romania is among the top places. You feel it is still no problem to gain permanent residency in Romania after a few years with temporary residence visa ? You be able to introduce me to the right people that can make it happen or that is a big IF ? Europe is where I like to be but need a certain level of certenty it will work if you understand my concern ???? Let me know what you think.
Thank you very much.

JohnnyStLouis

My comfort level is fine, though I'll feel better when my visa is renewed. I'm a bit of an introvert so my social circle need not be large. I'm not interested in the ex-pat community, which is good because I'm the only know native English speaker in my city.

relair

Hello, we have lived here in Brasov for nearly two years now and have used both private and government facilities, the government facilities have been comparable to what we experienced in the US, we have noticed no difference between private and public care here, both are of very good quality.

GuestPoster491

Hi, so the posts are very old, may somebody recommend me a private
health insurance company, my wish would be a kind of upgrade.
As a pensioner it's a must for me to be in our public health system
in the country of Angela Merkel.
Thx

GuestPoster491

Last try, is there a poly clinic or something like that which acceping
the public EU-health card ? Without cash in advance, because i'm
paying such a lot of money every month.
This solution should be for the first weeks or an emergency case
untill my settlement is complete.

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