Cashing Tax Refund Check

Try BAC - but they will likely charge a $15 fee.

Good morning, thank you for the response. I just remembered when I woke up this morning that I can do a photo deposit by taking a photo of the check and I can deposit it that way. I have not done that in a long time so I forgot about it. It is a convenient way of making deposits. Have a great day, Mike

Open an account with it

We do our banking with banks that allow free atm withdrawals even in Costa Rica, where you can deposit by check via mail, deposit by mobile phone scan, or use auto-deposit and no charges are incurred for taking money from the US account here in Costa Rica at most any atm , it's free of charge.

I simply had my tax refunds auto-deposited to a bank like that and the money was available to withdraw here.

To me this is by far the best option, and I can withdraw up to $500,000 per day.

I prefer not to give the info here but if someone pm's me I'll tel you the bank we use.

I have a slightly different problem with cashing a check.  I have a check made out in US dollars from a Nicaraguan bank.   I tried depositing it into my BCR bank account in CR but they disallowed the deposit.  (I have no problem depositing USA checks at BCR.)  I called my USA bank but they will not accept international checks using mobile/ electronic deposits (only direct deposit at a USA bank branch).  BCR told me to go to BAC - they said they could cash the check there but there would be  a $15 fee.  I decided to hold off on that, although it is an option.  My daughter lives in Nicaragua, so I may have to wait until my next visit there to have her help me cash the check at her bank.  Any other ideas?

Although I am a permanent resident I still use my credit union in Georgia . I use my Capital Quicksilver credit card for most of my charges which does not charge me an international fee. I just pay off Capital each month. The last time I inquired with Banco Nacional here in San Ramon I was required to open an account with them and also had to have OFFICIAL RESIDENCE  which I did not have at that time many years ago. Possibly the laws have changed but I do not know for sure. Because I have flying benefits on Delta when I retired years ago it is easy for me to fly to the states for any reason and simply draw money out at my Atlanta airport branch on concourse A. When I want to exchange any or all of it here I get the Comp rate and lose nothing

After I posted that post the next morning I remember that I can make a deposit into my checking account by taking a photo of the front and a photo of the back of the check with my signature with my phone. Just a few minutes that check was deposited into my checking account. I am still using US Bank in the United States that way I can go to the ATM and withdraw whenever I need to. I also have learned to try to limit myself with the times that I go to the ATM machine because of the international fees.