Hi, Allen,
I live in Zihua and have been here for over 20 years and in Mexico in general for over 40. If you like the beach and enjoy tropical hot weather most of the year, Zihua is beautiful and has a lot to offer. It's not a large, bustling tourist area like Puerto Vallarta or Cancun, though, nor does it attract much of the spring break type crowd, but that's not what we're looking for at this point of our life! We do have a fairly large community of retired expats, surfers come through for the good surf breaks close to Zihuatanejo, and the place also attracts a lot of destination wedding groups and Mexican tourism. By the way, the Ixtapa portion of Ixtapa Zihuatanejo, which is the planned tourist resort area with high-rise hotels and golf courses, lies several kilometers to the north of Zihuatanejo, so if you don't like the high-end tourist scene, it's easy to ignore. We tend to stick to Zihutanejo itself and go to Ixtapa only when necessary.
The natural settings of the bay and the beaches to the north and south of us are spectacular. If you get tired of the heat and humidity, Patzcuaro and Morelia are only a 3 to 3-1/2 hour drive up into the hills of Michoacan, so spending an occasional weekend in the mountains isn't at all difficult. We love to go up there and wander around the villages looking at the crafts, but we're always happy to get back home, too.
Zihua is low-key, and even though there are lots of touristy things to do if you're a visitor, those who live here permanently enjoy the company of their friends, hanging out with a good book, or indulging in some favorite water sport or hobby more than going out and "being entertained" on the town. There are fundraisers to support the local indigenous children, art exhibits and book readings down at the small archaeological museum, and a growing community of locals who support ecological endeavors and our small Saturday farmer's market. We have an annual Zihua Sailfest fundraiser as well as the International Zihuatanejo Guitar Festival every spring. If you like fishing, you'll love it here.
As for security, yes, this state has some heavy problems and there have been occasions when it's been advisable to stay off the streets at night. We don't frequent doubtful parts of town. We travel the highways only by day (anywhere in Mexico), keep our eyes open, and use common sense. Any violent activities in the area have not been random, and it's not the expats who are targeted in the turf disputes. We feel safer here than when we travel to our places of origin. As for petty thievery that might happen anywhere... realize that you're in a country that is not your own and that there is much poverty... be respectful to those who don't have what you have, and don't be ostentatious with your belongings. Leave your jewelry and extra cash at home; don't take it to the beach.
This, of course, is just my view of Zihuatanejo... I live here, I love it, and I feel extremely fortunate to be part of the community.
Carol