Cost of living in Ghana - 2017

Cost of an apartment is very variable depending on size and location but a family sized apartment in an expat area will be $3000+ per month paid in full for the length of the contract.
Expats don't tend to use public transport so it is either private car or taxi.
A loaf of bread is variable depending on the quality $2.50 -3.00
Again with rice and pasta it depends on quality but $2 is probably the minimum
We eat mainly local food so our bill for a family of 5 is around $400 a month
Not seen a doctor since I arrived but I think you have to register which costs around $20 and then tests and medication etc are added on. Genuine medicine can be cheaper if you use generic brands but much more expensive if you need something special.
Don't have children so don't know about schooling but know it is expensive.
To fill up my car which is CRV costs about $50.
Again we are very frugal with electricity as we don't use aircon so we pay around $80 a month, water is around $20-25. Everyone has a mobile phone so no phone line.
My phone is around $5 a month but I don't make many calls. Internet is around $50 but not unlimited so again depends on usage.
Don't have a lunch box but a sandwich out will cost $5+
An expresso coffee will be $3
A cinema tickets is $8
Not sure about gym membership but my husband pays $5 to use the gym on Saturday morning

Cost of living in Accra. Generally speaking it is extremely cheap to survive in Accra. For a US expatriate if you convert every purchase you make into dollars, you'd find things are reasonable, you only find yourself paying a little more for the quality of life and good trustworthy customer or unsolicited service. Were you have extreme difficulty is accommodation and rental properties. There are laws that prohibit certain rental properties but nobody abides by them, not even the law makers, so you'd have to bargain hard to establish how you pay your rent. You cannot avoid the scams, because you are likely not going to enjoy any handyman service after you pay for a year or more rental, so please build a layer of self reliance once you move in. With time you may get highly acquainted with the cultural shock, then can love it or despise it. Welcome to Accra.

Good day everyone​ well since I had been coming to Ghana for the past 5 years now I got to know and understand many things on how one will live in Ghana. There are many choices to make but in making them one must truly try their best to use the budget that they have. If one is retiring or looking for a job. Be very wise and don't live above your budget because you will find yourself in a difficult situation that one can not get out of. So become very knowledgeable in everything before moving into Ghana or any other country.

Best Regards,
June Powell