Do we need Health Insurance in India?

Last activity 12 July 2011 by Kalae

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KalaeMember11 July 2011 18:06:19

Hello,

My husband is in the final negotiations to take a job in India. In the offer package they are providing him with health care insurance but not for me or our children. Coming from the US this seems very wrong but I've also read that health care costs are extremely low in India.

Do we need to get health care insurance for me and the children? If so, why? And how much is insurance if we are to pay for it ourselves?

Thank you!

dilip pintoGuest12 July 2011 04:18:11

214245

hey I think the company does provide for Insurance to the family members. ANd teh insurance comparitively here in India is pretty reasonable. The amount could differ on the cover you take.

KalaeMember12 July 2011 05:46:21

I guess I had it wrong. My husband is telling me that the company is offering hospital coverage for the entire family but only outpatient coverage for my husband.

I looked online with AETNA international coverage and they don't offer just outpatient coverage...it's combined with hospital coverage. It was about $380/mo for me and the children. That's cheaper than the US but still seems high to me.

Bombay HomestayNew member12 July 2011 11:08:57

Hi Kalae,

Yes it is desired to have health insurance while in India if you can afford it. Although the cost for treatment is much less but it drains your resources in a strok. Regards-Naval

KalaeMember12 July 2011 16:54:34

Thanks everyone. I will look to see if there's a way to get outpatient insurance for me and the kids to round out our hospital-only coverage. Appreciate your help!

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