How to open a bank account in Spain without being a resident

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Published on 01 July, 2024
Are you a foreign national and thinking of settling in Spain? Do you need a bank account but do not yet have a residence? With the HolaBank account, you can open a bank account in Spain without being a resident and enjoy all the benefits and services you need to manage your finances.

What is the HolaBank Account? 

It is a bank account designed especially for those who are not resident in Spain but wish to have a bank account there. With it, you can carry out basic banking operations and enjoy a wide range of financial services adapted to your needs, all in a simple and secure way. 

How do I open an account? 

Easy and quick to open 

Opening a HolaBank account is a quick and easy process. You can do it online, wherever you are. In five simple steps you can have your account ready in 48 hours, you only need a device with a camera. 

You do not need to be resident 

Unlike other bank accounts in Spain, you do not need to be a resident to open a HolaBank account. This makes it a good alternative for those who are in the process of establishing themselves in the country. 

What advantages does it offer you? 

Full range of banking services 

With this account you will have access to a wide range of banking services, such as: 

Credit card1 with no issue or maintenance fees. 

National and international transfers2, issuing national bank cheques in euros and receiving transfers in foreign currencies. 

Debit card cash withdrawals at more than 13,000 CaixaBank ATMs3 in Spain. 

Direct debit bill payment 

Online management 

You can manage your account easily and conveniently through CaixaBank's online banking, with remote banking in more than 22 languages, so you can carry out your transactions from anywhere and at any time. 

Access to the HolaBank Club

When you open your account, you will automatically gain access to a club that facilitates your stay and arrival in Spain. You will have access to services4 that can help you with administrative tasks such as arranging utilities or processing your foreigner's ID card, with simultaneous interpretation and text translation in 5 languages, with 20 services you can use every day. In addition, for your convenience, they can arrange your residence certificate so you don't have to do it yourself: They will take care of it. 

Personalised advice 

The HolaBank team will always be available to offer you personalised advice in your language, making it easier to communicate and understand all aspects of your bank account. HolaBank offers more than 500 multilingual managers who specialise in international customers, an online banking service and 300 branches for the international community. 

As you can see, the HolaBank account is the solution for those who need a bank account in Spain without having a residence. Quick and easy to open and offering comprehensive services and personalised advice, you will be able to manage your finances efficiently and securely, making it easy to settle in the country.  

  1. Credit card issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. ("CPC"), with registered office at Avenida de Manoteras 20, Edificio París, 28050, Madrid. CaixaBank, S.A. acts as agent for the card issuer. The system chosen by CPC to protect the funds of customers who use payment services is the deposit in a segregated account opened with CaixaBank, S.A. Card provided subject to prior approval from CPC. You can check the prices commonly applied to the most common banking services (Appendix 1) at: www.caixabank.es/tarifas 

  2. A total of 24 transfers a year online with the following characteristics: non-urgent individual transfer orders in euros with correct and complete information up to a maximum amount of €20,000 in the EU. 

  3. We may pass on charges from other banks for using their cashpoints. 

  4. Services managed by Multiasistencia, S.A.

NRI: 7166-2024/09542

Caixa Bank