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Ratchetsmum

@Ratchetsmum

New member

English looking for information about Spain

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7 posts

About me

English

Registration: 12 August 2023

Activity

Ratchetsmum replied to a thread
9 months ago
gjpn

Thinking of moving to Alicante/Valencia region by gjpn

Will be moving to Spain within the next few years. Originally planned on choosing the Andalucía region, but am now finding it is over-touristed (locals rebelling) and very pricey in comparison to the rest of the Med coast. I'm now looking ...

Ratchetsmum

@gjpnhi therelook at Calpe, Moraira, Javea, Denia these are all between Alicante and Valencia on the coast. All with full amenites and lots of restaurants 😎 Read More

Ratchetsmum replied to a thread
9 months ago
Seaandsun4me

NLV Health Insurance for over age 75 by Seaandsun4me

I’m looking for health insurance that meets the requirements of the non-lucrative visa for retirees for over age 75. I’m struggling to find a plan for over 75. Does anyone have experience with this? Is there a Spanish insurance that ...

Ratchetsmum

@Seaandsun4mehi there are you a UK resident drawing state pension? if so you can use your S1 without requiring private Health Insurance, as UK have reciprocal agreement with Spain for this age group. Read More

Ratchetsmum replied to a thread
10 months ago
DWF002

Any top tips on where to look for accommodation? by DWF002

Hello there. Looking for some advice. Moving to Spain imminently, somewhere between Alicante and Torevieja. I'm looking for somewhere quiet and authentic Spanish rather than near the Brit/Irish pubs and bars and also need to be near a language ...

Ratchetsmum

@DWF002what about looking at the northern Costa Blanca quite a few towns slightly inland, there are also language schools advertised in the area. Read More

Ratchetsmum replied to a thread
last year
davidvernem

90 day rule by davidvernem

Hello everyone, thank you so much for letting me join this group.I'm a British citizen, with a British passport.I have an N.I.E number and a Spanish property (with a Spanish mortgage), since 2005. I wish to spend more than 90 days in 180. Is it just ...

Ratchetsmum

@davidvernem hello, as far as i am aware the rules haven’t changed. the only way at the moment to stay beyond 90 days is to apply for a visa to become a Spanish resident. We moved here on a Non Lucrative Visa (NLV). This visa does not allow ... Read More

Ratchetsmum replied to a thread
last year
Lole9

Taxes with NLV by Lole9

I am just starting to investigate the required taxes on retirement earnings with a NLV. It seems as though it may be over 30-35%. Has anyone found a way to be in a lower tax bracket? Thank you!

Ratchetsmum

@Conor55NLV is a Non Lucrative Visayou are not allowed to work, but can have a passive income, pension and savings. Read More

Ratchetsmum replied to a thread
last year
Helpneeded27

Uk criminal record by Helpneeded27

Has anyone recently obtained an nlv with a criminal record from when they were younger ? 

Ratchetsmum

@asuch87 Did you manage to get your visa in the end? I'm asking as my husbands ACRO has exactly the same caution for common assault 14 years ago. Thank you. Read More

Ratchetsmum replied to a thread
last year
Helpneeded27

Uk criminal record by Helpneeded27

Has anyone recently obtained an nlv with a criminal record from when they were younger ? 

Ratchetsmum

@asuch87 hello how did your visa application go? Read More