US Citizen 2 week trip presently and returning in May for one month
- I was able to obtain a non-O, 90 day visa through the Washington DC embassy. I was shocked that they issued that to me without being in Thailand. I did not have to get insurance, even though I applied out of the country
- When I arrived in Thailand I immediately went to the local immigration office and applied for a reentry permit so that I could use my same visa on the next trip
- The officer at the immigration office typed up a letter authorizing a bank account for me
- I went to a small office in the mall for Bangkok Bank, but they looked at me like a deer in the headlights
- I went to the main branch and they were much more educated about the process
- It cost about ฿6000 to get an account open. That was an initial ฿500 deposit and another 400 for an ATM card.
- As others have stated, the bank requires you to get an insurance policy for one year. It's somewhat of a life insurance policy and totally ridiculous to require it. My GF can be quite the tiger and even she could not get them to eliminate it. I decided to just suck it up and pay for it because things were going pretty smoothly
- It took about an hour or perhaps a little more to get everything done, but I walked out with my passbook, ATM card, and a valid bank account that I can go back to immigration now in 60 days
I cannot over emphasize the need to bring a Thai speaking person that can translate for you. You might get it done, but the bank employee will be frustrated and you will be ready to pull your hair out. Again, I can't over-emphasize this. You might get it done, but you won't understand the small details.
If it wasn't for my GF, I don't think I could've managed at the bank or the immigration office.
I used my GF address and phone number for now
YMMV but despite a bit of frustration, it turned out to be easier than I thought it was going to be
When I get home, I'll transfer the appropriate money over, and when I return, the 60 days will be met and it should be smooth sailing from there
Good luck to all of you dealing with this. It's a frustrating experience for sure because every office of every agency has a different set of rules