Hi Ayesha,
I went to school in Finland and it may have been the school, the program and the town that I lived in which was Turku, but I have an alternative view to offer. It wasn't easy in Turku, and I've lived and traveled to various countries on my own, as a single female. I understand the idea of being accepted for free to a University is great, as I did, but you will spend a lot just living. Housing may be affordable since its student housing but going out, hobbies, travel etc. is costly.
I have met some Finns that are friendly and easy to talk to but honesly, overall i would have to say that the Finns that i have met in Turku, whcih im told has a different culture that is more aloof than the norm in Finland, is that Finns are far from warm. They are not bad but I wouldn't call them welcoming or even really all that interested in others. They are quite insular, almost like a large tribe that fears outsiders. This may have been more pronounced since I am black. Since you are not, things may be easier. I do not drink as I'm a Muslim and socializing is centered on drinking for most people i think. In fact, I often saw alcohol served on campus to staff at conferences. I found that people were a lot friendly after a drink but after the effects ware off, the next day the person you had a great conversation with may not remember you or feel embarrassed about their behavior and avoid you or just simply feel they have no obligation to interact with you based on the previous interaction. Continuity is a awkward. I think that is the word, awkward. I found I met many awkward Finns who seems to have some sort of social anxiety disorder. Even many professors were quite odd and unable to communicate in fundamental ways. Of course all of this could have just been my luck. My choice in university and program but honestly, I have never met a people like the Finns. Its been over a year and I still have difficulty explaining my experience to others. It was painful, due to the racism. It was more painful due to the indifference of faculty to student life for international students and their indifference in teaching. I have never had so many boring lecturers in all my life. There is no sense of obligation to engage people and try to communicate better. Its seen as a chore or a falsity for some reason. I do admire how straightforward and unpretentious Finns are. That i think is great, but wish there was more balance in the national character, if I can really say there is such a thing.
This is all food for thought. Take it with a grain of salt. I just think that my perspective is rare, considering I couldnt blend in the society and was shunned many a time. They are used to European Erasmus students so I guess they just weren't used to the kind of diversity I brought to the table LOL. I dont regret it but at the same time, knowing what i know now, wouldn't have applied to school there. Sweden, is quite different and they have had a longer experience with immigrants and integration in their society.
Good luck with whatever you choose.