Loans from HUSBANKEN !!

Hey,

You have to take contact with the commune (Kommune) to file to receive a loan from Husbanken. You will have to provide information on your loan, work permit and work situation as well as your family situation. The processing can take time as it goes through the commune than the bank and they have many applications these days. They charge less interest than the market, I don't think you can get less interests than them. What is important is that they will not decide on the loan only on your financial situation but also on what is their understanding of your need. For example if you are single and wnat to buy a three room appartment, you will be denied your request even if your financial situation would allow you to pay back the price for such an appartment. you would have to buy a one room appartment since you are single.

Hope this helps

I know they do give away money to norwegians if they strugle to pay their rent.

They will probably want to see your paychecks for the last months to see the you have a stable income.