EU Citizens e-residency process & Health Care info.

so let me see if I understand all this ...my wife and I are both pensioners in the true sense of the word...we have lived in Malta for 4 years now and have our residency cards plus we have our S1 card from the DWP ....so far we have been in excellent  health have no need to see a doctor or have a hospital visit   ..we have been back to the UK once in all this time....but from what I gather from the above is that if we do go back for a holiday and one of us falls ill then that's just tough we will have to suffer as the NHS will refuse to see up or if we have an accident we will have to lie on the side of the road until by some miracle  we will be made whole again ....also if on our return to Malta one of us has a life threatening illness that needs long term care then that's also tough as we won't get it nor the medicines to make us
well .because long term health care is not part of the RHA...I presume this is all a scam put about by medical insurance companies to get money out of us...which we neither have nor can afford .......so tell me again why did we come to live here ??

You can have an offshore company, invoice yourself for the work you do and pay taxes and social taxes on that money. For example, 1500 EUR a month is a normal salary in Malta. Social taxes in Malta are surprisingly low and also capped when you reach a certain level. With 20 000 EUR in yearly income as self employed I think total taxes will come to around max 5 000. This is very low by EU standards.

I can assure you most non-dom residents have offshore companies. Most lawyers in Malta will tell you to have both offshore and Malta company, but this is how they make their money.

I'm Scandinavian, and scaremonged about taxes (like I think you are). You go to jail for paying too little taxes, but not in Malta

But again, I'm not a lawyer, but this is the version I think i will go for myself.

I have lived outside Norway for many years, and I also face very bad social insurance when (and if) I return.

mdillyd wrote:

so let me see if I understand all this ...my wife and I are both pensioners in the true sense of the word...we have lived in Malta for 4 years now and have our residency cards plus we have our S1 card from the DWP ....so far we have been in excellent  health have no need to see a doctor or have a hospital visit   ..we have been back to the UK once in all this time....but from what I gather from the above is that if we do go back for a holiday and one of us falls ill then that's just tough we will have to suffer as the NHS will refuse to see up or if we have an accident we will have to lie on the side of the road until by some miracle  we will be made whole again ....also if on our return to Malta one of us has a life threatening illness that needs long term care then that's also tough as we won't get it nor the medicines to make us
well .because long term health care is not part of the RHA...I presume this is all a scam put about by medical insurance companies to get money out of us...which we neither have nor can afford .......so tell me again why did we come to live here ??

You could try reading all the dozens of posts on this topic!
If you have your Health Entitlement Certificate through the S1 route then you are fully covered both here and through the NHS in the UK. You can also apply for a UK issue EHIC.
If your cover here is through the RHA then you do not have cover through the NHS and you do not get an EHIC.

Ray

You could read the War and Peace of all the information here or you can ask a question which is the whole purpose of this forum.

If you're both receiving a UK pension and have gone down the S1 route you can apply for an EUIC card from the which will entitle you to full NHS care in the UK. I had an EUIC card with several years still to run after becoming a Gozitan resident but apparently this becomes defunct as it's supposed to only be used as a visitor/tourist here. So you therefore have to go through the bureaucracy of applying for another EUIC card which gives the care cover. As you have already gone the S1 route you are applicable for full care here. I'm not sure where you apply for this and I can't understand why you weren't informed of this when you applied for the S1. Red tape rules okay.

If you have gone down the S1 route you are already entitled to full use of the NHS and full cover here, you don't need the EHIC for that.
The EHIC is for all other EU countries except the UK and Malta.

It is a simple matter to look at the NHS website and one page tells you everything.

Ray

Laz2016 wrote:

You could read the War and Peace of all the information here or you can ask a question which is the whole purpose of this forum.

If you're both receiving a UK pension and have gone down the S1 route you can apply for an EUIC card from the which will entitle you to full NHS care in the UK. I had an EUIC card with several years still to run after becoming a Gozitan resident but apparently this becomes defunct as it's supposed to only be used as a visitor/tourist here. So you therefore have to go through the bureaucracy of applying for another EUIC card which gives the care cover. As you have already gone the S1 route you are applicable for full care here. I'm not sure where you apply for this and I can't understand why you weren't informed of this when you applied for the S1. Red tape rules okay.

The point is that nearly all information is in the pinned post which is the original on this topic, so you need information? you click on it and read it, it takes less time than to ask the question again and wait for an answer!
Otherwise you are just expecting someone else to retype the answer to save you looking it up with one click.

Ray

F0xgl0ve wrote:

Laz2016 wrote:

You could read the War and Peace of all the information here or you can ask a question which is the whole purpose of this forum.

If you're both receiving a UK pension and have gone down the S1 route you can apply for an EUIC card from the which will entitle you to full NHS care in the UK. I had an EUIC card with several years still to run after becoming a Gozitan resident but apparently this becomes defunct as it's supposed to only be used as a visitor/tourist here. So you therefore have to go through the bureaucracy of applying for another EUIC card which gives the care cover. As you have already gone the S1 route you are applicable for full care here. I'm not sure where you apply for this and I can't understand why you weren't informed of this when you applied for the S1. Red tape rules okay.

The point is that nearly all information is in the pinned post which is the original on this topic, so you need information? you click on it and read it, it takes less time than to ask the question again and wait for an answer!
Otherwise you are just expecting someone else to retype the answer to save you looking it up with one click.

Ray

Fair enough but it appears to not be as clear-cut as you would assume. The pinned info seems to conflict with some of the information sourced elsewhere:

PINNED:
I hope this helps. Any incorrect information please feel free to advise. I believe this to be correct at time of last amendment. 27.05.14

This advice is applicable to EU citizens ONLY.

If you are an EU citizen you have a right to reside and work on the Maltese islands but you are required to inform the authorities within 90 days of arrival If seeking to reside beyond this time. (Job seeking exceptions apply when you may have up to 6 months). The method of informing the authorities is to complete their e-residence procedure and apply for the issue of an e-residence card. NB. This is NOT an ID card 'per se' but can also serve as such.
NB. A Malta ID card is for Maltese citizens and contains biometric information and may be used as a travel document within the Schengen area.
A Malta EResidence card is for those other than Maltese citizens. It is a registration document and does not contain biometric information and is not a valid travel document..


Under what category are you going to apply?

See this page for latest information:

https://identitymalta.com/citizenships-expatriates/

There are several categories, each requiring a different application form.
They are explained and available from the site linked above.

EU nationals

     Economic Self Sufficiency- CEA Form J
     Study- CEA Form M
     Employment/Self Employment- CEA Form A
     Family Members - CEA Form F
     Permanent Residence- CEA Form P

You must also complete and apply for/on the following forms also:

Form ID 1A - Electronic Identity Registration Form for non-Maltese Nationals
Form ID 2 - Image Capture Application Form
Electoral Form - For EU nationals only who are applying for an e-residence card for the first time.

If applying under 'Economic Self Sufficiency'.

This status requires that applicants show that they are able to provide for themselves and for their accompanying dependants by being financially stable and not being in need of any financial support from the Maltese government. The current thresholds for EU/EEA nationals are set at a minimum capital of  14,000 or a weekly income of  92.32 for single persons, and at a capital of at least  23,300 or a weekly income of  108.63 for married couples. Moreover, an extra  8.15 is required per any added dependent. (27.05.14. Check for current rates.)

However, one cannot apply until one can prove sufficient Health Insurance or entitlement. (Self sufficiency only.)
(If employed/self employed, then Social Security Payments grant entitlement to health care for self and immediate family.)

That has to be done at the Entitlement Office located at:

Entitlement Unit
Ground Floor
St Luke's Hospital
G'Mangia

Malta & UK have a Reciprocal Healthcare Agreement (RHA).

The RHA application form is downloadable from here,

https://ehealth.gov.mt/download.aspx?id=10380

Persons registered with the Entitlement Unit under this scheme will be issued with an entitlement card hereinafter referred to as RHA Entitlement Card.

Persons issued with the RHA Entitlement Card will be entitled for free healthcare services in local public healthcare institutions on an in-patient and out-patient basis as well as other specialist services provided for Maltese nationals.
RHA Entitlement Card holders will not be entitled for:

1. treatment abroad including the UK
2. the European Health Insurance Card
3. long-term care and other things and services provided for under the Social Security Act and other legislation.

RHA Entitlement Card holders will not be entitled for the entitlement to Schedule V card otherwise known as the 'yellow card' which permits the holder access to free medication for some chronic conditions.

Alternatively and only if a UK citizen receiving UK State Pension you can present an S1 Certificate obtainable from DWP, Overseas Healthcare Team, Durham House, Washington, Tyne & Wear NE38 7SF UK.
Telephone 0191 2181999.
This will entitle the person full access to all medical treatment and Schedule V 'yellow card' for free medication for some chronic conditions.

Whether you are entitled to Schedule V (five) medication (Yellow card)  will depend upon your residential status, and entitlement to health care here.
It can be a complicated process.
You will only get this if you have a permanent Certificate of Entitlement (COE).  An RHA card is not acceptable.
Also you will have to have an assessment (and subsequent reviews) by a doctor at one of the hospitals.

(After issue of Schedule V card (yellow card you will then have to nominate a Pharmacist of your choice, get a green form from them, get a doctor to complete the medication detail of that and return it to the pharmacist. You will then later receive a card of payment codes which the pharmacist will then enter on their system in lieu of payment each time you are issued with your Schedule V listed medication.)

Be prepared for the Schedule V process to take some time and not all medication that you may have previously been prescribed is available by this process.

Advice. If you have a pre-existing medical condition for which you are receiving medication before moving to Malta ensure you have a maximum supply of that medication. I also strongly advise you to bring copies of medical records, copies of prescriptions or a letter confirming your conditions and medication. These may prove invaluable for when seeking medication here, either by attending a free clinic or doctor privately and/or during Schedule V assessment.

SOURCED ELSEWHERE:
UK citizens
The UK NHS is a residence-based healthcare system. This means you are no longer entitled
to medical treatment under normal NHS rulesonce you have moved away from the UK permanently.
However,you may be entitled to state healthcare paid for by the UK if you are living in
another EEA country and you receive a UK State Pension or any other benefit that can be
paid to you when you move abroad (exportable benefit).
You will need to apply for an S1 form (certificate of entitlement) from the International
Pension Centre, which can be reached on +44 (0)191 218 7777. Once issued, register the
S1 form with the relevant foreign authorities before you register with your local GP surgery.
Once you receive your form S1 you need to take it to The Entitlement Unit, Ground Floor,
Ex-Out-Patient Block, St Luke’s Hospital (just inside the hospital entrance on the left)
G’Mangia Hill, PTA 1010, Malta. You can catch a bus from Valletta to the hospital or get a
taxi. Open Mon-Fri 8-12:30, fill out an application form for Reciprocal Health Agreement
(RHA), and show your passport (they will make a photocopy of your passport), prove your
residency by showing them a copy of your rental agreement (or proof of property
ownership), the RHA will then be sent to you in the post.
Once you have registered your S1 abroad, you will be entitled to apply for and use a UK
-issued EHIC to access necessary state-funded medical treatment when you visit other EEA
countries outside the country you are currently residing in, including when you return to
the UK.
The Certificate of Entitlement/Reciprocal Health Entitlement can be renewed on a Wednesday
at the Almoner's Office at Gozo General Hospital. The initial certificate can
only be obtained at St Luke's Hospital but thereafter Gozo General can renew.

so where is the confusion? or conflicting information?

Great  Answer  Laz2016, ive worked through  the system, eg self-sufficiency,residence card,st likes hosp, nxt step when I get my UK state  pension.

This information was already on here.

Toon wrote:

so where is the confusion? or conflicting information?

If you have gone down the S1 route you are already entitled to full use of the NHS and full cover here, you don't need the EHIC for that.
The EHIC is for all other EU countries except the UK and Malta.

It is a simple matter to look at the NHS website and one page tells you everything.



Once you have registered your S1 abroad, you will be entitled to apply for and use a UK
-issued EHIC to access necessary state-funded medical treatment when you visit other EEA countries outside the country you are currently residing in, including when you return tothe UK.

the S1 route is entirely different to the RHA route - so i see no confusion at all

Hi everybody,

Please note that some off topic posts have been removed from this thread.

Thanks for understanding,

Priscilla
Expat.com team

I have had holiday apartment in malta for 10 years.I took car out 6 years ago and paid
all import taxes on it.
I had old style ID card which has now expired didn't renew because I have no intention
Of living perminantly in malta
I am in process of moving to Gozo to another holiday home.Transport Malta say I have
To have e-residence to redg car at new address.Started process got Heath cert from
St Luke's ,then got e-mail to return it as I don't haven't lived in malta for 3 months.
Got Heath insurance 340 euros but don't have funds in malta bank for self sufficiency.
Anything I can do? Or do I not change address on car docs?

Peter

If you are spending more than 3 months at a time on Malta / Gozo arent you obliged to register with e-residency permit... why do they say you havent lived in malta for three months did you tell them that in trying to avoid penalties for not registering

I have never or intend to live in malta for longer than a month at a time.I visit my holiday home for two or three weeks at a time And my family use it.The only thing I want to do is register car
At new address.

I think you have  to be in malta a stipulated time to be considered resident or if working then you may be considered resident immediately....  You could however use a British bank account to prove self sufficiency
you need to get your status sorted

NB if you have a motor accident involving the car you could find yourself in deep trouble

Why do you have to be a resident to buy a car ?

They say money needs to be in malta

Is this not against EU rules

Meinuk wrote:

Why do you have to be a resident to buy a car ?

As far as I am aware it is Maltese regulations that say you have to be resident to register car here, when you registered your car before you did so on the strength of having an ID which presumably you got by saying you were  resident when you weren't!
This now seems to have come back to bite you!

Ray

Meinuk wrote:

They say money needs to be in malta

If you do wish to register as being resident then if you do so by the 'Self Sufficiency' route the money does not need to be in Malta you just have to prove you have the required capital or income by means of bank or pension statement or other means.

Whilst you are entitled to live anywhere in the EU under EU law, Maltese law says you have to register and that is what matters.
Not sure what happens with your car if you don't register as being resident or if they realise you had a Maltese ID (as a foreigner) when you weren't resident

Ray

The ID card was for non Maltese and was told it made things easier
Have been told by transport malta if you have a car youhave to have
E-residence card

Even though I have no wish to live in malta permanently

If I don't move I don't need to have e-residence card

but you need e-residency to register a car.....

The OP said he had the old id card - but why apply for that when you had no need to... in those days you didnt need it to register a car but you do now

Yes I don't need to do nothing if I don't move addresses but if I move I have to get e-residence card even though I have no intention of staying in Malta longer than a month at a time

Would it not make life easier if you just applied for an e residence card, you can apply in Victoria.

Meinuk wrote:

Yes I don't need to do nothing if I don't move addresses but if I move I have to get e-residence card even though I have no intention of staying in Malta longer than a month at a time

If 'I don't need to do nothing' then you need to do something.
You will have your car registered at the wrong address, which could make your insurance void, in which case you are in trouble if you have an accident!

Whilst I am not advising you break the law again, I would consider going through with eResidence application and after you have it you can re register your car. No one is likely to check how much time you actually spend here at any one time!

Ray

Will attempt to get e-residence card but have been told I have to prove that I have been
In malta for 3 months by Malta bank statements drawing money etc .

Hi Redmik,
I would like to ask you a question in regard to to this topic, its rather a bit personal and I would like to discus it in private, if you don t mind me messaging you, or contacting you in private ?
Thank you in advance.

Hi Redmik,
I would like to ask you a question in regard to to this topic, its rather a bit personal and I would like to discus it in private, if you don t mind me messaging you, or contacting you in private ?
Thank you in advance.

I dont think Redmik is active on the blog now

Meinuk wrote:

Will attempt to get e-residence card but have been told I have to prove that I have been
In malta for 3 months by Malta bank statements drawing money etc .

You don't have to wait 3 months, you can apply whenever you like within that period. The Maltese Government require you to register your intention to reside here within 3 months. If you remain here longer than 3 months you have to do it

We applied the first month we were here.

Ray

I have just been turned away for my e-residence card as well.  Was told I have to get a job then can apply, but when I try to apply for jobs they ask me for my ID number!!!! or wait 3 months and prove I can take care of myself to get self-sufficiency.
I think this post will have to be updated.

is that because of the healthcare requirement?

No. I went down with all my info and they said I couldn't apply for residency as an EU citizen without a job. The form asks who your employer is. Looks like it has changed since April because my neighbour came then and had no trouble.
This wasn't clear on the Malta website even now when I went back.

KittyMalta wrote:

No. I went down with all my info and they said I couldn't apply for residency as an EU citizen without a job. The form asks who your employer is. Looks like it has changed since April because my neighbour came then and had no trouble.
This wasn't clear on the Malta website even now when I went back.

Maybe they thought you do not have enough funds to be self sufficient until you are employed.