My wife and I have lived in Bali 24 years and it was asked the cost of living in Bali. Here are our experiences of this question. We have two homes, separated by 10 meters. One is 450 square meters, the other 200 sq. mtrs. Here are annual costs; PLN: $ 4000.00; Telcom: $ 523.00; Maintenance all: $ 3675.00; Staff of 6: $10,780.00. We also have Home owners insurance for both houses, car insurance as well as two pools, which have contract service/maintenance/supply.