Medical Insurance for 5 months pregnant wife in KSA

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Member since 18 April 2018

Mohammedkhan0602New member18 April 2018 02:46:12

My wife is 5 months pregnant now, she is on her fathers iqama right now, I am planning to transfer her on my iqama soon. Here I have couple questions,

1. Will she be eligible for a medical insurance?
2. I have a class C medical insurance provided by my employer from GlobeMed, will I be able to buy another insurance from different company for my wife and myself with higer class of coverage?

FYI: My wife currently has insurance coverage from her fathers company.

Thanks, and will greatly appreciate all your responses.

XTang Bahrain/UAE/Saudi Arabia Expert

Member since 22 April 2014

XTangBahrain/UAE/Saudi Arabia Expert18 April 2018 09:42:28

11800

As an individual, you will NOT get medical insurance covering pregnancy as there is a waiting period for that i.e. usually you have to have the policy for 12 months before they cover maternity and dental.

The only way she can be covered for maternity benefits is under a corporate insurance. If the coverage that you have is not enough, you can try to ask your company to raise your policy level to A or VIP and you pay the difference.

So to summarize:

1) Only eligible for corporate medical insurance, existing policies under you or her father - if maternity coverage is what you need. Eligible for other policies excluding maternity
2) Yes you can but these policies will NOT cover maternity for the first 12 months at least

Mohammedkhan0602 New member

Member since 18 April 2018

Mohammedkhan0602New member18 April 2018 10:13:17

Thanks for your response.

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