Sparda Bank credit card balance maintenance.

Post new topic

loew Member

Member since 10 February 2019

loewMember10 February 2019 11:59:25

How do I transfer money from main account to a Credit Card subaccount to repay negative balance or does it happen automatically once a month?
Their online banking site doesn't have english version and I can't find the option how to do it.

beppi Germany - Singapore Expert

Member since 08 August 2010

Germany & Singapore Expert

beppiGermany - Singapore Expert10 February 2019 18:17:11

15383

I am very surprised that Sparda, which is a very big bank, has no English version. Maybe it's time to change?
Since the anser to your question varies from bank to bank, you better contact them and ask.
In many cases, your normal bank account is linked to the credit card account and they deduct the amount due once a month (fees and interest are due only if that fails, i.e. you don't have enough money on your normal account).

loew Member

Member since 10 February 2019

loewMember26 February 2019 10:22:23

Thank you for explanation. You were right, they deducted it at the end of month.
I didn't have to do anything.

Articles to help you in your expat project in Germany

Opening a bank account in Germany
Expats who plan to stay in Germany for more than 3 months would benefit from opening a bank account with a German ...
Summer jobs in Germany
The summer season in Germany begins in June and lasts until the end of August. These three months of the year ...
Elderly care in Germany
Germany may not have the sunshine and beaches of the Mediterranean or Southeast Asia, but it is among Europe's ...
Buying property in Frankfurt
Frankfurt has a very lively real estate market, and buying a house there is, without a doubt, a worthy long-term ...
Popular neighbourhoods in Frankfurt
Frankfurt is an international city and an important financial center in Europe, and each neighborhood has a story ...
Accommodation in Stuttgart
Stuttgart, the capital city of the Baden-Württemberg region, is one of Germany's most diverse cities, ...
Connecting to the internet in Germany
Staying connected in Germany is easy thanks to its advanced telecommunications network and the widely available ...
Things to do on weekdays in Frankfurt
Frankfurt is a city of culture, fun, and many contrasts, which can be seen in the different neighborhoods and the ...