I will be retiring in Phnom Penh in about a year, so obviously for the long term, and thinking about insurance. Problem is, at age 65, I am getting quotes for Health Insurance of around $550 a month, whereas Travel Insurance is coming in around $850 for a year. This seems to be a better deal since the Travel Insurance has a good whack for accidents and medical emergency, and as long as I can make it back to my home country I can get free treatment there for all the serious stuff. How do other retirees handle the cost of health insurance? Is Travel Insurance the best bet?