Cross border retirement planning to avoid penalties and taxes

stmiquel wrote:

Can someone suggest a financial planner that can help with retirement savings while avoiding unnecessary penalties, taxes and expenses.

Hi and welcome to the forum, I'm sure plenty here will throw their hat into the ring no different to me.
Perhaps a little more info, financial planner in the Philippines or your home country? Assets/finances in the Philippines or your home country or mixed?
My dollars stay in my own country as I know the market and tax laws for the last 40 years, 60 if you include when I was born. I see the scams in Australia but they seem 10 fold in PH. be wary of financial advisors, attorneys and tax laws here.
Only my observation/experience, I have never had the need for a financial advisor because I keep abreast of the market/s and ongoing changes in my country and at times ask my accountant (who is not a financial advisor and always throws in the disclaimer) to get his opinion of our direction, most times we have it sussed but some times the one you know throws in the things you never thought about. Money and assets safe in my own country. Level of trust and conviction.

Like others here in PH. there are copious opportunities to invest but most are fraught with danger.
Offer up what you are thinking about and maybe we can shed more light on your question.

Regardless good luck.

Cheers, Steve.

Hi stmiql I tried providing my information but my post was taken down as it seems we're not allowed to promote our business here even if it's exactly what you asked for.  So the best I can do is try to answer your question about your concerns on penalties and taxes with your retirement accounts if you can provide more information starting with the type of retirement account, your age and why you would want to withdraw the account assuming it's a US qualified retirement account like a 401k, IRA, Roth, etc..  The cross border rules can be quite tricky and very costly with multi jurisdictional tax laws and such, so you're on the right track in looking for a cross border financial specialist vs. localized advice.

You are assuming this person is a US national based on what? I can stick a US flag on my profile. One post from the OP, 2 posts from yourself will not avail personal msg's nor links.........
You want to do it right? Advertise here, offer your services and expertise where all can see and make their own judgment.

OMO.

Cheers, Steve.