I have looked into Moalboal, Badian, Dalaguete, Alcoy & Argao. All have some charm. Moalboal, way to many tourists and busy... great to visit but not to live. Badian seems a better alternative to Moalboal however still lots of tourists and like all of Cebu, the roads are narrow, crowded and could be in better condition.Dalaguete, Alcoy and Argao again suffer from less than ideal road infrustructure but the pace it a bit more civalized. Goood shoping in Dalaguete and Alcoy is close by. Larry Fisher can tell you more about Argao, I don't have a good understanding of this area. Hospitals, you need to ride into Cebu for anything significant and that is a long slow journy with the road condition... I would not feel great about the travel in an emergency. No one gets out of the way to let ambulance pass in the Philippines... they need a cultural shift for this to happen.Cheers, hope this helps. -@AlbertaDonuts
Excellent summary, Don. We built a place near Dalaguete, in the mountains. It's a beautiful and peaceful area - not developed at all, probably why it still remains so nice, haha. The most peace and quiet I have ever experienced in the PI. There are not many amenities or services other than the basics. A few coffee shops and several Filipino eateries, a couple of motorbike dealers, a central market, and a couple ATM's that sometimes don't work. A medical clinic that covers only the basics - they do not even have the rabies vaccine, but fixed up one of our boys when he crashed the motorbike.
You need to go one hour north to Carcar for a lot of things - automotive parts/tires, home hardware and appliances, etc. Or south 3 hours to Dumaguete, where we spend most of our time as the schools are better. The Cebu Nautical Highway that runs north/south is in terrible condition from the heavy trucks transporting goods south to Negros, which is reached by ferry. The drive into Cebu used to be 2 hours, it is now at least three, due to massive congestion once you get north of Carcar and through Talisay. You would indeed probably die if you needed a hospital.
Cities such as Talisay, Minglanilla, Lapu Lapu, etc are all part of the congested and polluted metro area. I think the municipalities north of Cebu might be a reasonable option, and little better developed than the south - Carmen, and Poblacion, for example. And there is also Toledo City, on the west side of the island from Cebu, as well as San Carlos City, a short ferry ride from there on Negros. But for greater amenities, while staying in the proximity of Cebu, I would strongly consider the islands of Bohol or Negros, buth of which have several medium sized cities like Tagbilaran, Bacolod, Dumaguete, etc. I think that is where you will find the sweet spot - enough amenities but not overdeveloped.