Travel Insurance

Hi,

I think the three month rule affects most temporary workers, it sure did us.
Multiple Canadian insurance companies offer coverage for this period, I think we got Bluecross. Silly expensive and luckily we never needed it :-)

Hi gtf7107,

The public healthcare system is operated by each individual province, under the guidance of the federal government. As far as I know they all have a 90 day waiting period between when premiums begin to be paid in and benefits go into effect.

Most insurance companies that operate in Canada offer short term healthcare plans that cover this gap. The will of course most always exclude pre-existing conditions. You shouldn't have much trouble arranging coverage once you get to Canada. It may look expensive, but it's certainly a lot cheaper than the costs of not having coverage if you need it.

You should also look at your present coverage under your national healthcare system. You may find that they will cover (at least) emergency medical care in other countries.

  Cheers, 
  William James Woodward – Brazil Animator, Expat-blog Team