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Lanaliya88

Hello...i just wanna ask regarding personal loan...i am currently working in jeddah for one and the half year. Im using NCB bank for my salary... I really need to apply for a Loan but unfortunately NCB bank stop giving loan to our company. I have credit card with them... Any suggestion?? Your reply highly appreciated... Thank you very much

eng_asm

You need to check about the signed agreements with other banks.
You can check with your HR department about that.  They should have a list of banks they have agreement with.

riazcdki

Hello Lana,

You can apply for loan from any bank offering good interest rates and minimum processing fees.

I suggest you call major banks on telephone and get information. It is not necessary that you apply at the bank where your salary is credited each month.

Your main task will be to negotiate the letter of introduction from your employer's HR. Each bank demands a particular format of an 'introduction letter' and your employer may not feel comfortable with it. :)

eng_asm

A signed agreement between employer and bank is a mandatory fir getting bank loan

zizoooo

hi,
if your company made an agreement with the bank, they can give you what u want.
but if there are no agreement the bank will give you the same amount as the EOS.

i have tried several times to take a loan to buy a car cash so i know exactly the process.

Lanaliya88

So what should i do now?

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