Which bank to choose?

Last activity 14 November 2016 by F0xgl0ve

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yandrMember13 November 2016 12:02:41

I will be opening an account in Malta but I am not interested in a credit card or loan. What would you recommend for someone looking for:

Modern online site for managing account
Mobile banking application, preferably with NO pin card
When getting money from the ATM of a different bank is there an additional charge? If yes, which banks have the biggest ATM networks?
Any other tips for me?

FionnBanned13 November 2016 13:05:25

165

yandr wrote:
I will be opening an account in Malta but I am not interested in a credit card or loan. What would you recommend for someone looking for:

Modern online site for managing account
Mobile banking application, preferably with NO pin card
When getting money from the ATM of a different bank is there an additional charge? If yes, which banks have the biggest ATM networks?
Any other tips for me?

The regulations regarding access to and opening bank accounts with basic features are specified in
Article 15, entitled 'Non-discrimination' and Article 16, entitled ‘Right of access to a payment account with basic features’:

Source: http://eur-lex.europa.eu/legal-content/ … 32014L0092

yandrMember13 November 2016 19:10:46

Hmmmm, I am only looking for the names of the banks matching my preferences.

GozoMoMalta Expert13 November 2016 19:41:15

2163

yandr wrote:
Hmmmm, I am only looking for the names of the banks matching my preferences.

Have you looked at previous banking posts at the top of the page? You may find the information more helpful than EU laws.

volcaneViP13 November 2016 21:22:19

1063

There is only really 3 banks. BOV most ATMs worst website. HSBC fewer (but enough ime) ATMs same website roughly as everywhere in the world. Both needs a pin device

Ultimately you'll probably take whoever is willing to deal with you

F0xgl0veMalta Expert14 November 2016 06:27:11

1974

yandr wrote:
Hmmmm, I am only looking for the names of the banks matching my preferences.

Banif have a reasonable enough website and secure online banking.
ATMs of any bank in Malta can be used with no charge ( a fee of €3.50 is debited and then credited back).
Probably the simplest and quickest ( 30 minutes ) account set up to start with.

Ray

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