PayPal Setup

@onefogarty I've been through it and it involved calling PayPal. They told me I had to create a new account since my US account would no longer be valid. I created an account with a Philippine address and phone number and my US credit and debit cards still work. My old account was supposed to be canceled. The new Philippine account stopped working 3 times so far. Each time they said the reason was I had 2 accounts. I said the old account was supposed to be canceled. They said it wasn't but they would cancel it. It has been canceled 3 times now and the last time I was able to do it by message and didn't have to call. Be sure to record the person's name and time that your old account was canceled. I really don't use PayPal but I use Xoom to load my phones and they are the same company now.

Paypal has been mention many times. . . .not in a positive light.

- @Enzyte Bob

@onefogarty I've been through it and it involved calling PayPal. They told me I had to create a new account since my US account would no longer be valid. I created an account with a Philippine address and phone number and my US credit and debit cards still work. My old account was supposed to be canceled. The new Philippine account stopped working 3 times so far. Each time they said the reason was I had 2 accounts. I said the old account was supposed to be canceled. They said it wasn't but they would cancel it. It has been canceled 3 times now and the last time I was able to do it by message and didn't have to call. Be sure to record the person's name and time that your old account was canceled. I really don't use PayPal but I use Xoom to load my phones and they are the same company now.

- @Moon Dog

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

Paypal has been mention many times. . . .not in a positive light.

- @Enzyte Bob

I have a Paypal account but very rarely use it if only because , at least here in the UK, you lose the credit card protection under the  UK 1974 Consumer Credit Act. If any supplier does not deliver the goods or services as described the credit card company is liable. Period. The Paypal route negates this protection

- @Lotus Eater

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

- @talamban

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

- @talamban

Usually if I want something of importance mailed, I receive it within ten days through DHL tracking.

- @onefogarty

@onefogarty

1st. you will need a US number, get this from Google Voice.. it's free..  then pick a number using your old state/area code (you will now use this new US number for your PayPal account/transactions)

2nd. you will need to download Express VPN and install, (this tells US PayPal system that you are ordering from the US..  (more secure).. use your new US number

3rd. you will need your previous US address for your PayPal account.. needs to match your CC address for billing and such.
...that should do it.

You're off and running with a PayPal account but please keep in mind... the cost for shipping.
Hope this helps, Tony

- @tpiro

Paypal has been mention many times. . . .not in a positive light.

- @Enzyte Bob

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

- @talamban

Paypal has been mention many times. . . .not in a positive light.

- @Enzyte Bob

This is not a useful response.

- @onefogarty

Paypal has been mention many times. . . .not in a positive light.

- @Enzyte Bob

This is not a useful response.

- @onefogarty

onefogarty. . . .I really didn't want to mention all the disadvantages of Paypal, maybe you're not aware of them, if you do a search on this forum you will find useful information about Paypal. The main disadvantage is the cost of their services.

- @Enzyte Bob

@Enzyte Bob I just checked FedEx for Rates. They show a cost of over $100 for FedEx Envelope delivered to Talamban Cebu City in about six days from Mississippi where my cards wd arrive. Using my method, it cost me less than $20 and I lose a few days for USPS Priority Mail from Mississippi to my consolidator in California. No cost for my daughter to Hide my cards in a used paperback she doesn't want anymore. Bank allows me 60 days to activate the cards. Total Time from Bank sending cards to my receipt is less than 30 days. Maybe you use a method which is less expensive, but for me $100+ is expensive???

@Enzyte Bob I just checked FedEx for Rates. They show a cost of over $100 for FedEx Envelope delivered to Talamban Cebu City in about six days from Mississippi where my cards wd arrive. Using my method, it cost me less than $20 and I lose a few days for USPS Priority Mail from Mississippi to my consolidator in California. No cost for my daughter to Hide my cards in a used paperback she doesn't want anymore. Bank allows me 60 days to activate the cards. Total Time from Bank sending cards to my receipt is less than 30 days. Maybe you use a method which is less expensive, but for me $100+ is expensive???

- @talamban

@Enzyte Bob I just checked FedEx for Rates. They show a cost of over $100 for FedEx Envelope delivered to Talamban Cebu City in about six days from Mississippi where my cards wd arrive. Using my method, it cost me less than $20 and I lose a few days for USPS Priority Mail from Mississippi to my consolidator in California. No cost for my daughter to Hide my cards in a used paperback she doesn't want anymore. Bank allows me 60 days to activate the cards. Total Time from Bank sending cards to my receipt is less than 30 days. Maybe you use a method which is less expensive, but for me $100+ is expensive???

- @talamban

Yes . . . .$100 is expensive . . . .your method sounds like a winner.

Members of US Global Mail get discounts because of the huge volume US Global Mail does with FedEx* and other companies*, I prefer FedEx, you can also choose the USPS**. FedEx usually runs about me $50*** or so. If it ran me $100 I would also look for other methods.

Also me being a member of US Global Mail gives me an US Address in Houston Texas for my checking & savings accounts, charge cards, IRS, SS & Medicare mailing address.

*They will quote you FedEx rates and all the other companies too.

**USPS various type of services, I have no idea if there is a discount.

***I usually wait for the mail to build up and have all the accumulated mail sent at one time. If the mail is a charge or debit card I'll wait a few weeks encase any late mail arrives. Then I'll pull the trigger and have all the mail sent.  The occurrence of receiving cards is not that often.

- @Enzyte Bob

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

- @talamban

@Moon Dog I also use WF. When my Debit Cards expired, I had them send new ones to my daughter who sent to Consolidator in CA for Air Shipment to me. Had her hide it in a book, taped, plastic wrapped, then put in Ziplok bag. Takes about 4 weeks total time from WF sending card to when I receive it. Curious of how long it will take for you to receive your new card? Pls let me know. Only time I had something Mailed to me, it took six months.

- @talamban

Wells Fargo sent a replacement card to our address on file which is my sister in law's house in Georgia. We could of had that card sent to us but why pay for shipping if Wells Fargo is welling to expedite a card on their dime? I called their toll free number and had the card they sent to Georgia voided and they are sending a replacement free of charge to our address in the Philippines. If the card doesn't make it, it's on them.

- @Moon Dog

Just use a virtual mailbox and have important mail scanned and emailed to you. Even when debit cards expire, at least in my situation, I can still get all my banking done.

- @onefogarty

Just use a virtual mailbox and have important mail scanned and emailed to you. Even when debit cards expire, at least in my situation, I can still get all my banking done.

- @onefogarty

**************************************************************************

US Global Mail is a virtual mailbox. You have the option of them opening and scanning your mail and emailing it to you. I believe the cost is $3.50 per page. US Global Mail does much more as it receives and forward packages to you from purchases made online. I also get  FREE scans of the outside of the envelopes and have the option of trashing it.

I don't feel comfortable letting a third party opening and viewing my mail, privacy and security are important to me.

You mentioned "Even when debit cards expire, at least in my situation, I can still get all my banking done".

I hope you would elaborate on that, it might be helpful for myself and others on the forum.

- @Enzyte Bob

Understand.

When my debit cards from NA expire, I simply create online login usernames for my accounts and do all my online banking, bill payments, money transfers and so on.  I use world remit to transfer from my NA accounts to my Philippines accounts. So, no need for NA debit cards with non expired dates as expired debit cards still work for online banking and money transfers. At least that’s how my bank works.

- @onefogarty

@onefogarty You CAN do most of your Banking Online with just the info from the card including the Security Code. Nearly all of my Online Purchases are handled that way. But, if you want to use it when travelling, like for a hotel (unless prepaid) and you don't need to provide a Card for any extra incidental charges, or need for a restaurant or Dept store purchase, you still need Hard Plastic. I have also used my USA WF Card at the supermarket or Mercury Drugs when BDO Server was down and they could not access BDO for payment. I prefer to use Plastic instead of carrying large amounts of cash while travelling. I can always cancel the Cards quickly if they are stolen. Can't cancel any Cash theft. Also, don't know how you can access an ATM Machine without inserting a Card.

@onefogarty You CAN do most of your Banking Online with just the info from the card including the Security Code. Nearly all of my Online Purchases are handled that way. But, if you want to use it when travelling, like for a hotel (unless prepaid) and you don't need to provide a Card for any extra incidental charges, or need for a restaurant or Dept store purchase, you still need Hard Plastic. I have also used my USA WF Card at the supermarket or Mercury Drugs when BDO Server was down and they could not access BDO for payment. I prefer to use Plastic instead of carrying large amounts of cash while travelling. I can always cancel the Cards quickly if they are stolen. Can't cancel any Cash theft. Also, don't know how you can access an ATM Machine without inserting a Card.

- @talamban

Understand.

When my debit cards from NA expire, I simply create online login usernames for my accounts and do all my online banking, bill payments, money transfers and so on.  I use world remit to transfer from my NA accounts to my Philippines accounts. So, no need for NA debit cards with non expired dates as expired debit cards still work for online banking and money transfers. At least that’s how my bank works.

- @onefogarty

It's been years since I've used my stateside debit card at an ATM or purchases in the Philippines. When coming to the Philippines prior to having a BDO account I used it for cash.

The only caveat is I would like the debit card in my possession, when it is mailed out it has to go somewhere.

- @Enzyte Bob

@Enzyte Bob Yes that will work with BDO.  I use a Charles Schwab card with reimbursed monthly fee which is nice and monthly transfers over to CS account from my main branch.. again, no fees.  Schwab is the way to go in my opinion.  I use their card everywhere I go in and around Cebu.

@Enzyte Bob Yes that will work with BDO.  I use a Charles Schwab card with reimbursed monthly fee which is nice and monthly transfers over to CS account from my main branch.. again, no fees.  Schwab is the way to go in my opinion.  I use their card everywhere I go in and around Cebu.

- @tpiro

@Enzyte Bob Yes that will work with BDO.  I use a Charles Schwab card with reimbursed monthly fee which is nice and monthly transfers over to CS account from my main branch.. again, no fees.  Schwab is the way to go in my opinion.  I use their card everywhere I go in and around Cebu.

- @tpiro

I have tried many times to use both my BDO and BPI debit cards to make purchases online but I have yet to succeed. I have Santander UK Zero card (Santander Zero card has no currency exchange fees) and although I have lived in the Philippines for almost 8 years I have to continually return to my UK credit cards for online purchases. It seems to me that the Philippines has not yet joined the international banking system.

- @FindlayMacD

@Enzyte Bob I have just recently changed over my DD from the bank I was using in CT over to Schwab... dump it in there each month is easier for me instead of dealing with those CT local chawbacon folks doing transfer from their bank to my Schwab.. hell they can't even get that right and both institutions are in the same country so I am not going to entertain them the thought of trying to send it to the Philippines.  Schwab folks are great.. no problems and they are active 24/7.. which I like being in Cebu when I need to call them... to answer your Q.. yea you can transfer from your bank to them.. no prob.  They CS..might even do abroad.. but I haven't ask them yet.

@Moon Dog i used magicjack usa  number