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Retiring in Vietnam for a better lifestyle: An expat's story

expat in Vietnam
Written byAndyHCMCon 09 January 2023

Bob moved to Da Nang, Vietnam, four months ago. He left America to spend his retirement days in Vietnam. He enjoys spending his free time meeting people and talking to his family back in the States. Bob shares his experience with Expat.com.

Please tell us about your background: Where are you from, what did you do prior to retirement, and what made you want to move to Vietnam?

Hi, I'm Robert (Bob) from the United States, more specifically, Michigan. I'm 76, and I used to live there with my kids. I am divorced, and they all have kids of their own now. I've had heaps of varied jobs throughout my life, including a spell in the Navy back in the 60s. Now I'm retired, and with only Social Security benefits to live on, it was impossible to maintain a positive lifestyle in the US.

My daughter-in-law is from Da Nang, Vietnam. I believed that I could achieve a positive lifestyle in Vietnam, with the cost difference and my US security benefits going much further in supporting a better lifestyle for me, so after waiting out the COVID pandemic, I moved.

What was the move like?

I basically just brought personal stuff, clothing, my laptop, my phone, and as much as I could get in the suitcase, boarded the plane, and off I went.

I arrived in Da Nang in August 2022, met by my daughter-in-law's family, so it was a soft landing in Vietnam for me.

How hard was it to get used to a new country?

With my daughter-in-law's family not speaking English, most of the time was spent on google translate. It was interesting and new to me to learn how things worked in Vietnam. I spent a lot of time exploring the beach town of Da Nang, which is in the central part of Vietnam, halfway between Hanoi (the Capital in the north) & Ho Chi Minh (Saigon) in the south.

The language, for me, is very hard, with it having "tones" and me needing hearing aids, so I find it difficult. I'm having to use my phone's translation app, keeping it simple with one word or short phrases I consider best.

Shopping is a mix of fun and frustration, not knowing some of the items but learning new vegetables and fruits to try. It takes longer for me to translate the names of things I've not seen before.

Major shopping chain stores here are pretty easy to navigate, having heaps of well-known items, even if the name is different, like shampoo, soap, detergent, bread, milk, coffee, etc. They have a wide selection, just like most places in big cities.

The small side road shops, or "shop houses" as they are called, are convenience stores out of the people's houses, rented by someone or done by the actual owner of the house. They are in every street and alley and have a smaller variety. Intended for the locals, they sell brands that are not familiar until you have been here a while.

To be able to use my phone, it was easy to buy a SIM card at the airport and swap it out, then use the local apps to get around like "Grab" (similar to Uber), "Agoda" (booking), "Traveloka" for hotels and flights, etc. They are pretty user-friendly.

What are your views on the cost of living in Vietnam in terms of rent, bills, food, transportation, etc.?

I have found the cost of living here in Vietnam to be a match for my financial means if you drop the Western-style hotels, restaurants, bars, etc. Vietnam is much easier on my budget. For example, food or beer can be 3-5 times more expensive in a Western-style place, so I avoid them and use the local places.

I'm getting used to the Vietnam coffee over the American coffee I used to drink, and it's only around 18,000VND if from a local coffee shop (about 23-24,000VND to a dollar) a can of beer costs about the same at a local restaurant.

Having a go at the local food is the real secret as soon as I stepped away from the Western-style places and tried eating what the locals do. My budget fell into place. I also moved from a bustling expat area to the outskirts of the city, where the rent is 50% of what they charge in the expat areas.

I've tried the local frog, chicken, fish, pork, beef, seafood, BBQ, and hot pot, just about every which way. Some I think are ok, some I like very much, and some I won't order again.

Have you been able to make new friends locally?

It has taken a while, but I've made several acquaintances and a couple of great friends. I moved down from Da Nang to HCMC (Ho Chi Minh City/Saigon) to renew my visa and moved into an expat area which was a huge mistake on my budget. Since I was not working, I had next to nothing to do. The local area was very busy and noisy, and all the food/drink places were aimed at expats who earn their living.

So I reached out for help and looked around for a place on the outskirts of the city, which, as I mentioned earlier, was a lot better suited to my budget and lifestyle. So with the help of someone I met on Expat.com's Vietnam forum, I made the move.

The place where I am now has many areas for families, with parks and exercise spaces, so heaps of people to wave at, along with coffee shops to meet people in. So my network of friends is growing, and I have even been taken out to local restaurants to try the local food, which is great. I've been to a couple of birthday parties and even Christmas supper with a mix of Vietnamese and western food.

What do you do during your free time in HCMC?

Being retired and not allowed to work on my visa, I have more free time than I ever had thought. So free time is spent walking around different areas as often as possible, on bus rides, and having conversations with locals with the help of a translation app.

In the area where I live now, there are heaps of things to see and to do, so I bought an electric bike and explored the area, looking at temples and trying different restaurants, visiting markets for my groceries, enjoying the lake we have near us, visiting coffee shops and friends I have met, etc. I am so much more active now, which is great!

Do you have any positive comments about moving to Vietnam?

Well, the positive thing is I can afford to live on my own in a very nice environment. I have some independence to get around and make new friends and an environment to explore. It's a nice country with many cities to go to and many things to do. The big picture is I am very happy and excited to be living in Vietnam.

Do you have any negative thoughts about living in Vietnam?

I find it hard to talk with family; the time difference is challenging, the language is hard to learn, and being alone is not great. Make sure you pick the right place for you, or else things can get quite complicated.

Everyday life
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We have 3 boys 1 aged 14 and twins 9 Please NOTE: I do not accept Contact requests if have not spoken to you first on the forum.

Comments

  • jwdtw
    jwdtwlast year

    Thanks, Bob, for your posting, and like several of the others who commented, we appreciate the valuable information which you have provided. And, like the others, I too want to know how you dealt with the VISA situation. I am 88, ready to move to Da Nang, but not quite thrilled at the idea of making those in-and-out visa renewal trips. Any advice about that would be appreciated. John in Taiwan



  • New and improved
    New and improved2 years ago

    I can't speak for him of course, but I think what he meant was he went down to HCMC and then traveled outside from there for his visa. Presumably the Cambodian border if it's open as it's a short bus ride. Not that he received the visa in HCMC itself.

  • NickEtchells
    NickEtchells2 years ago

    Come on Bob,don’t be shy and tell everybody how you managed to renew your visa without leaving the country?

    I am sure many people would be interested

  • Piero-Piero
    Piero-Piero2 years ago

    End of next month I’ll go to Hcmc for a long time about 2/3 months, I’d like to see if it’s possible and also is comfortable to live in Hcmc or in Nha Trang with my life style and my retirement money. I think the big problem is Visa, not easy to get a long Visa for foreigners …. (I come from Italy)

  • New and improved
    New and improved2 years ago

    Kudos to you, Bob. It's heartwarming to read of your resilience, optimism, open-mindedness, persistence. You should be a role model for the millions of well-funded retirees in the US who do nothing but eat (defrost) the same "American" food over and over, watch TV, rarely leave their neighborhoods, never make new friends. You seem to exemplify that old Bill Clinton maxim: "Bloom where you're planted." I commend you.


    I do realize that much of Thailand is more expensive than Vietnam, and that a retirement visa is exorbitant to those on a fixed budget. But I would point out to you that at least in Bangkok there is a well-entrenched pre- and post-Covid social network for expats of all ages including retirees, and easy transport is dirt cheap, fast, and ubiquitous.


    Easy options that appeal to me as examples just from the week ahead: Nigerian film with Nigerian food hosted by the Nigerian Embassy, morning coffee with expat women, book club now reading the latest Booker Prize winner, tour of the French Ambassador's residence and art collection with picnic and French film, bicycling on a green mini-island in the river, live blues music at a jazz pub. All are free altho the pub certainly hopes you will have a drink or snack. I'm friendly with people I've met before from all of those groups, but you can also attend any alone or be a newcomer in the groups. I don't know what the status of meetup.com is in Vietnam, but it's thriving in Thailand.


    Should you - knock wood - ever need it, medical care in Thailand is certainly on a par with a VA hospital, and very cheap if you register as a patient with a government public hospital. Tip: you can search the websites of Bumrungrad and Bangkok hospitals in Bangkok, find some specialists you need, then google them to find out what government hospitals they usually work at. Most of the fancy hospitals save money by having their specialists only moonlight a few hours a week, thereby saving contract costs. Expenses for treatment at a government hospital can be 10-20% that of the expat hospitals with the same US-educated, English-speaking doctors.


    Another option I would suggest to you in Vietnam or anywhere is to find some purpose, or more than one. Examples could range from organizing expat events (meetup.com is one easy format), writing your memoirs, volunteering at shelters for children or animals, work with environmental clean-up groups, play an instrument with a pick-up band, teach English informally (some teachers organize these at Sunday playgrounds for poor kids), join an acting troupe and put on plays, take computer or social media skills classes. If these options don't exist, organize them! It's great that you've found people to have coffee and meals with. Even better would be having something that you're doing separate from yourself to share at those occasions.


    Best of luck, although it doesn't seem you will need any since you clearly amply make your own.



  • qnbui
    qnbui2 years ago

    What was the reason you moved from Da Nang to Saigon? I am planning to retire early and moving to Da Nang so curious to see why you left Da Nang.

    Good luck Bob!

  • Malcolmleitrim
    Malcolmleitrim2 years ago

    I have the same question, what sort of visa do you have?

  • mathyouparr
    mathyouparr2 years ago

    What kind of visa do you have for your retirement?

  • paulinasia
    paulinasia2 years ago

    Just curious what kind of visa he has to retire in VN, considering there is no "retirement visa".

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