Lease or bank account first?

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Member since 15 September 2022

TeatowelMember25 January 2024 18:04:42

So my understanding was that to open a bank account I need a lease to show I'm living somewhere but I just read in another post someone saying landlords require visa and a bank account?!?

I'm seriously getting more and more confused with so much conflicting info. If I arrive on a 90 day visa am I going to have difficulties getting a lease? I intend to extend to one year but I need a bank account first to put the 800k in. If I can't get lease without bank account and can't get bank account without lease how does that work exactly?

rbakker Contributor

Member since 29 July 2023

rbakkerContributor25 January 2024 18:10:22

175

As I replied in the other thread: No, you do not need a bank account in order to get a lease.

cruzar9 Member

Member since 01 May 2023

cruzar9Member03 February 2024 21:27:55

@Teatowelu YOU DO NOT need anything to rent your own place, just pay the rent. Bank account???? I got mine but was wirking at the time, (work visa), but some banks will issue an account with passport only. Stop listening to threads (mine included), just get over here and work it out for you. EVERYTHING is possible in Thailand, so just go for it and make it happen. And it will. Trust yourself.

rbakker Contributor

Member since 29 July 2023

rbakkerContributor03 February 2024 21:48:28

175

You can certainly try to get a bank account without an address but I wouldn't count on it - because it won't work.

You do need an address (not a hotel) to open a bank account.

kenmacalpin Member

Member since 28 December 2023

kenmacalpinMember04 February 2024 02:52:05

If I have an HSBC ACCOUNT in Hong Kong (I live in Hong Kong) but thinking about renting a villa or flat and spending 90 days (I also have an APEC) card and British Passport) is it possible to use HSBC in Thailand and have a Thai Baht account where I can use Thai Baht daily? Or do you need to open a Thai Bank account ie a Thai Bank?

martinoo2002 Serial expat

Member since 19 July 2023

martinoo2002Serial expat04 February 2024 22:54:37

491

@kenmacalpin

Normally the most used criteria by the banks are addresses. You can be lucky but I would not bet on it.

If you have no intention on living here, as I do not read that in your post, why open a bank account??

Use your local CC and you are good to go, excepted anywhere

The APEC card also gives you certain benefits, quick entry and departure, visa less stay for 1-2- 3 months, not sure, and there might be others, check out the www

kenmacalpin Member

Member since 28 December 2023

kenmacalpinMember05 February 2024 00:02:27

@martinoo2002

Thanks 👍

marclarouche Member

Member since 03 July 2023

marclaroucheMember08 February 2024 22:03:11

@cruzar9

Best advice ever!

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