Car Loan for NHR

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Member since 28 March 2024

kamilk12lMember28 March 2024 10:18:30

Hello, I'm living in Portugal since January 2023, I'm an EU citizen and I am employed for a company in Portugal (Paying taxes and Social Security here). I am under the NHR regime here. Do you know of any banks or credit institutions that would consider granting me a car loan?

chrisschubert21 Contributor

Member since 20 September 2021

chrisschubert21Contributor28 March 2024 10:50:58

139

So far you are with all the documents as per EU low, Millennium bcp. will support you for the loan.

JohnnyPT Portugal Expert

Member since 23 May 2020

JohnnyPTPortugal Expert28 March 2024 11:42:06

4488

@kamilk12l,

Here's some support to get a car loan:

https://portaldocredito.pt/credito-auto … is-barato/

(Translation required)

kamilk12l Member

Member since 28 March 2024

kamilk12lMember29 March 2024 14:00:27

Thanks, I will give it a go soon once I have my IRS. I was told by one broker that since I have NHR it will be impossible for me to get any personal or car loan in Portugal regardless of my circumstances, just a flat no. Which came in as a bit of a shock. I understand it might be more difficult but I certainly hope it's not impossible, I'm planning on staying here for at least the next 10 years and since I'm resident here I can't practically get credit in any other country either.

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