Getting a BSN while traveling the country

Hi and welcome to the Forum.

You can register from any addresses that permit registration - houses have capacity limits.  People on here have told us that they have registered from hotels and my daughter registered at an AirBnB when she first moved back a few years ago.  My advice is to ask before you make any commitment, there's no "special arrangements" for people who find it hard.

I'd be more concerned on how you're going to pay your taxes as the Belastingdienst will want circa 52% of your earnings.

Hope this helps.

Cynic
Expat Team

Oh wow, I didn't know registration though Airbnb's was possible; that's really good to know, thanks!

And 52%?!  Isn't that only on incomes that are over ~60k?  As for the lower tax brackets: it looks like "Premium National Insurance" accounts for 28%; does that refer to health insurance?  If so, does that mean that this tax doubles as payment for health insurance, or do you have to pay for health insurance separately?

Hi again.

52% is the top rate of income tax;  it does not include the 28% for the National Insurance, nor does it include Health Insurance and Council taxes.  So, in a good year, you could be forking out a lot of money to the Belastingdienst.

Also, as a US citizen, you still have to submit annual returns to the IRS and State Tax bodies.

There is a bilateral tax agreement between the US and NL which means that any income taxes assessed in one country will not be assessed on the same in the other.  The only problem is that the National Insurance taxes are not part of that agreement, so you will be assessed for 28% of your worldwide income in the Netherlands, so any income paid in the US, even if taxed there, will also be assessed for 28% in NL.  It's not negotiable - as I found out to my cost.

Hope this helps.

Cynic
Expat Team

Ouch, didn't know they taxed your global earnings; hopefully that's by calendar year?  I'm looking to move in mid January, so if it's by calendar year I guess I lucked out in my timing!

Mid-January would be good; I moved mid-December, which was absolutely the worse possible time to do it, plus I moved from a jurisdiction where the tax-year ran from Apr > Mar, so everybody got to take a kick at my back-side.