how a foreign health insurance company check our medical history?

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Member since 10 January 2020

Happyexpat123Member10 January 2020 15:21:31

Hello for all

I am living in Philippines and My all previous medical history was in a foreign country, how would the insurer know what older claims for the medical situation at hand ?
if I don’t disclose my medical past Correctly , insurance company can obtain my medical reports from overseas ?

mugtech ViP

Member since 08 September 2012

mugtechViP10 January 2020 20:15:59

4568

What are you trying to hide?

Happyexpat123 Member

Member since 10 January 2020

Happyexpat123Member11 January 2020 00:40:25

I’m Just wondering

pnwcyclist Philippines Expert

Member since 27 June 2017

pnwcyclistPhilippines Expert11 January 2020 02:13:55

1443

I doubt they can easily verify as a routine check for coverage eligibility, however if you are caught falsifying information they will probably deny your coverage. And you can bet if there is a large claim or significant illness they will be investigating. They do have phones here.

GuestPoster204 Guest

GuestPoster204Guest11 January 2020 06:17:44

214245

Happyexpat123 wrote:
I’m Just wondering

I do understand that the majority of health insurers don´t cover pre-existing conditions. Doctors´
consultation are not that expensive in the Philippines. Your main concern would be how to obtain the
medication with the high standard of quality control.

robal

Happyexpat123 Member

Member since 10 January 2020

Happyexpat123Member11 January 2020 11:28:58

Thank you for answers.

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