Gathering info on relocation

Hi lantosmercedes, Welcome 

These two areas are very popular with expats. Cascais is one of the most expensive in the greater Lisbon area. The Algarve has several possibilities, some more expensive, some more cheaper.

Normally a real estate agent represents just one real estate company. Home loans are made by banks working on the portuguese market. You can ask each one for details.

Interest rates are low at the moment.
The financing periods depend on the applicant's age.
Portuguese banks give credit to foreigners.
They do not usually finance more than 90% of a property.

I am not aware of any foreign companies financing property in Portugal.

Main banks and housing credit simulators / "Simuladores de Crédito Habitação":

Caixa Geral de Depósitos
https://www.cgd.pt/Particulares/Credito … resso.aspx

Millennium BCP
https://www.millenniumbcp.pt/credito-ha … ep=purpose

Novo Banco
https://www.novobanco.pt/particulares/credito-habitacao

Santander Totta
https://www.santander.pt/credito/credit … -habitacao

Banco BPI
https://rep.bancobpi.pt/simuladores/simch/simch.asp

Banco CTT
https://www.bancoctt.pt/o-seu-credito/credito-habitacao

Montepio Geral
https://www.bancomontepio.pt/simuladores

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Documents to be aware of when buying a Property in Portugal

https://www.expat.com/forum/viewtopic.php?id=910754


Real State Agencies/Websites/Portals in Portugal

https://www.expat.com/forum/viewtopic.php?id=904388


Kind Regards

Thank you Johnny, very helpful