Insurance over 65

planner · 2021-08-18T20:56:55+02:00

This has been discussed multiple times here on the forums. Its fairly easy to get coverage under age 65 but almost nothing available over 65. Well now there is! I have a group package available to expats for anyone from age 50 and up to age 75 for enrollment! The premiums are decent and the coverage I will offer comes in two levels - good and great! Coverage will go to age 100 as long as you keep paying the premiums! Good coverage will cost about US 64 and the great coverage will cost about US 105. Both come with dental and some prescription coverage. Enrollment requires paperwork, copy of passport or cedula and one month inscription fee for up to 2 applicants. We are putting together the fact sheet in English and will have it available this week for you! This is a GROUP plan so its take it or leave it, nothing customized. If interested let me know so we can send you info!

Last activity 11 September 2024 by planner

2088 Views

117 replies

Post new topic

plannerDominican Republic Expert15 November 2021 08:34:55

#81

17045

I will message you privately this morning.

thobecMember15 November 2021 14:30:49

#82

Also moving to DR. Aiming for part time residency .Also interested in looking into the insurance .

plannerDominican Republic Expert15 November 2021 15:07:01

#83

17045

Sending you a message.

So this particular Thread is about insurance for those who cannot qualify for any other, I also have a group that is more general.

plannerDominican Republic Expert06 December 2021 20:36:14

#84

17045

Good afternoon all. With great frustration I am announcing the cancelation of this group insurance. Unfortunately this company seems to think its okay to change the rules when it feels like it.

We investigated carefully and followed the rules as they were laid out for us. Now they changed. This make it next to impossible to get a group together and it means I cannot trust them to just keep changing the basic rules whenever they want to.

The over 65 solution was too good to be true! How sad!

Oscarsahony SanchezContributor06 December 2021 20:56:55

#85

188

wow!!
but the under 65 still on right?
I guess I will look for one me and my wife as soon as i get there jan 7th
thanks

plannerDominican Republic Expert06 December 2021 21:24:09

#86

17045

Yes the group I have for under age 65 continues as normal. And there are other options as well, not just my particular group.

Hilda1959Active member06 December 2021 23:30:50

#87

So disappointed! If something else comes up please let me know. Thanks very much for all the help.

plannerDominican Republic Expert07 December 2021 00:25:56

#88

17045

There are a few disappointed people. It's out of my ability to fix this!

2VPsoldierSerial expat07 December 2021 20:35:29

#89

553

That's too bad but we ALL appreciate the hard work and time you've put into this. As mentioned, perhaps some day there'll be a company that will come along and will meet the over 65 needs....

plannerDominican Republic Expert07 December 2021 21:56:10

#90

17045

We can hope honey!

plannerDominican Republic Expert25 July 2022 15:18:48

#91

17045

I have found someone who works extensively with the OVER 65 Insurance group coverage.

Here is her contact info:

María Magdalena Pérez

829-721-9750 Cell and whatsapp

mperez@whaseguros.com

She speaks very good English so she will be able to assist anyone needing this insurance!

Alex RouthNew member27 July 2022 21:27:40

#92

Well, I just found this group. It is almost impossible to get any meaningful information on international medical/ health insurance for expats from the web. You frequently have misdirection from well meaning expats that provide information which is often wrong or innacurate. If you go to your local domestic broker, they can also give you misdirection because they don't know much about the subject, which they readily admit. I recently visited choosingmexico. com for retirees there, and they have a partner expat insurance website that I visited based in Utah where they display 9 insurer logos they represent. 7 of 9 of these products are reject fails in my opinion, worse the broker owner of that site had no idea why any would fail. These rejects fail for junk credit rating of underwriter, inability to sue, bad domicile, no regulator, bad policy wording, and many of those 7 fail for mulitiple of these reasons.

[moderated: no self-promotion please]

There are about 30 expat insurers in the world and most of them don't cover over 65 with premiums that you could say were inexpensive, but I really do know the best combinations of good and least expensive. I invite anybody to start a conversation with me...

Moderated by Vero 2 years ago
Reason : [no self-promotion please]
We invite you to read the forum code of conduct

plannerDominican Republic Expert27 July 2022 21:35:31

#93

17045

Your going to need to take a classified in order to post this.

huddleston1Member28 July 2022 02:21:25

#94

Can someone clarify the age 65 problem? Will you be dropped when you turn 65, or is it very hard to open a policy if you are 65 and older?

Liberator_11New member29 July 2022 13:20:21

#95

@huddleston1

the 2nd option

plannerDominican Republic Expert29 July 2022 13:32:59

#96

17045

Its hard to get a policy after age 65. Above is info on who can help. Comment #91

Once you have a policy it stays long after age 65. Premiums will go up and as long as you pay you will have coverage. Each policy has its own specific rules.

WillieWebViP30 July 2022 11:25:01

#97

1660

SENASA might be an option for some

arssenasa.gob.do/

Guest2022Guest30 July 2022 22:37:13

#98

214245

WW Positive recent news for those looking at this scheme......

Government plans to increase coverage from one to two million pesos for SeNaSa affiliates in catastrophic illnesses

http://www.presidencia.gob.do/noticias/ … pa%C3%ADs.

President Luis Abinader, accompanied by Vice President Raquel Peña, ordered this Thursday to increase the coverage of catastrophic medical expenses from one to two million pesos for each of the events covered in the Basic Health Plan (PBS) .

This will benefit more than seven million affiliates, in their respective schemes in the Family Health Insurance (SFS), of the Dominican Social Security System.

President Luis Abinader said that health is and will always be the most important part of our lives, so "since we came to the Government we knew that this sector was a priority and that we had to act urgently, but knowing how to transform the model forever ”, emphasized the president during a ceremony held at the National Palace.

The head of state recalled that at the end of 2020 the Government managed to enroll two million more people in SeNaSa , and that now, the beneficiaries amount to seven million Dominicans throughout the country.

ckhiiMember01 August 2023 21:12:11

#99

@planner can you email information on the plan?

ckhiiMember01 August 2023 21:13:48

#100

@planner please send health insurance information

JuliettelzNew member13 February 2024 20:16:35

#101

@planner

Please send current info for age 72.

JuliettelzNew member13 February 2024 20:17:30

#102

@planner

Please send current information for age 72.

plannerDominican Republic Expert13 February 2024 20:24:24

#103

17045

There is nothing currently available here. Your only option is international insurance. Sorry

ttmcnattMember28 February 2024 10:08:47

#104

@planner. How do we get more information please on this plan? Tyler McNatt

plannerDominican Republic Expert28 February 2024 11:29:24

#105

17045

There no longer is any plan over 65

swrightjaxMember14 March 2024 16:49:42

#106

@planner

I am interested in the health care insurance you mentioned in your post. I'll be moving down soon, so this is important to me. Thank you for sharing and I look forward to your response.

Steve Wright

jimkellisonNew member15 March 2024 17:17:59

#107

Hi! This is my first post on this site, so don't know who is getting this or what your expertise might be, but my wife (67) and I (79) are considering moving full time to DR in the Punta Cana area. Is it true that there is no medical insurance available, except International like Cigna, for people over 65?

Medical care is, at our age, one of our major concerns - even though we are both in excellent health now. Is good health care available in Punta Cana?

Looking forward to connecting with someone who has good advice and experience to share.

Thank you! Jim Kellison

plannerDominican Republic Expert15 March 2024 18:03:56

#108

17045

There is no local plan over age 65. You will need to find an international plan.

Herman.KaActive member16 March 2024 01:07:09

#109

Any particular recommendation for an international plan?

plannerDominican Republic Expert16 March 2024 10:44:35

#110

17045

Sorry no.

Cupiddod6New member06 September 2024 23:38:27

#111

@planner yes we need i durance fir 65 and 72. dies it cover Diabetic snd hyper tension

Cupiddod6New member06 September 2024 23:38:58

#112

@planner

sorry my phone types for me

Cupiddod6New member06 September 2024 23:40:41

#113

@planner

pkease send information to ** TY

Moderated by Bhavna last month
Reason : Personal contact details should be sent in private. Please click on the member's photo > Send a message
We invite you to read the forum code of conduct

sheilabarretteNew member07 September 2024 12:08:34

#114

@planner

Dear Planner, I am interested, please send me the information.

Thank you,

Sheila

ZoeyNew member10 September 2024 20:27:37

#115

Hello, I was listening to a husband and wife on YouTube, that said that you are not able to get a plan at the age of 60. Unless you file for a plan at 59 you are out of luck.

Does anyone here have an international plan? I just started exploring the possibility of moving abroad for a few months until we decide where to settle. DR is a possibilty. We are U.S. citizens, thinking maybe insurance for every day health care needs (is healthcare expensive for minor needs) and any emergency such as hospitalization. Knowing that you have the flexibility to come to the states for any major, catastrophic illness God forbid. So much to take into consideration. Any input will be very helpful.

Thank you.

plannerDominican Republic Expert10 September 2024 22:07:03

#116

17045

Zoey sadly that utuber is not in the know. You can apply with most plans up to age 65. If you are only coming for a few months get travel insurance. Once you decide you want to live here, I can help you.

Pre existing conditions will NOT be covered. And you have to pay for your own medical checkup. I will send private messages.

hwcemsNew member11 September 2024 00:01:26

#117

Good Evening

I am planning to move to DR when I am 67

Can I apply for DR health Insurance

plannerDominican Republic Expert11 September 2024 13:25:50

#118

17045

If you apply before age 65 you have choice. After that there is only one company and it requires an on country medical review.

Articles to help you in your expat project in Dominican Republic

Working in the Dominican Republic
If you are looking for a job in the Dominican Republic (DR), here are some tips and suggestions. Job hunting can ...
Dating in the Dominican Republic
Just like anywhere else in the world, people in the Dominican Republic want to find love, their significant other, ...
The healthcare system in the Dominican Republic
If you are moving to the Dominican Republic, one of your primary concerns is likely to be the healthcare system ...
Education in the Dominican Republic
This article will cover the Dominican Republic's educational system, including public schools attended by 80% ...
Setting up a business in the Dominican Republic
The Dominican Republic has indeed been attracting foreign investment over the past few decades, with notable ...
Driving in the Dominican Republic
What is driving like in the Dominican Republic and how do you obtain a driving license? Find out all about it in ...
Death in the Dominican Republic
What customs and procedures are common when dealing with death in the Dominican Republic? Find more about it in ...
Phones, internet, mail, and television in the Dominican Republic
If you are moving to the Dominican Republic, like anywhere else in the world, you will most probably want Internet ...