Menu
Expat.com

Health Insurance

Last activity 12 February 2018 by Ramsay88

Post new topic

Ramsay88

Hello All,

My name is Ramsay (British Citizen) my wife is a (Libyan Citizen) I would like to ask about Reciprocal Health Agreement (RHA) in Malta , Will this cover both of us or just the British passport holder (Me)??

tearnet

These are the rules to apply for RHA from the UK.

Entitlement to an EHIC is based on insurability under EU law, and not on a person's nationality. This applies to all EEA countries. The UK operates a residency-based healthcare system, which means that insurability is generally determined by residency and not by the past or present payment of National Insurance contributions or UK taxes.

If you are ordinarily resident in the UK and not insured by another EEA country, then you are likely to be considered to be insured by the UK under EU law and, therefore, will be entitled to a UK-issued EHIC. You will need to provide the necessary evidence when applying. There are certain circumstances where you may be entitled to a UK-issued EHIC despite living in another EEA country. Further details can be found in the 'Living in Europe' section below.

If you are insured by another EEA country but live in the United Kingdom, you are not entitled to a UK-issued EHIC. You should contact the relevant authority in the country you are insured by and request an EHIC.

Important: If your circumstances change, you may lose your entitlement to a UK-issued EHIC. If you then use your EHIC abroad, you may be liable for the full cost of treatment received. You may lose your entitlement to a UK-issued EHIC when you move abroad, take up work abroad, or change your residency status.


Terry

Ramsay88

Hi Terry,

Thank you for your reply , Much appreciated.

Articles to help you in your expat project in Malta

  • The healthcare system in Malta
    The healthcare system in Malta

    Malta hosts a rather developed healthcare system. With several hospitals and clinics, as well as ...

  • Accidents and emergencies in Malta
    Accidents and emergencies in Malta

    A stay abroad is usually associated with great memories. However, it could happen that an accident or emergency ...

  • Pregnancy in Malta
    Pregnancy in Malta

    As an expat in Malta, you will experience some important life events, such as pregnancy. As an expectant mother, ...

  • Health insurance in Malta
    Health insurance in Malta

    Malta has an extremely well-developed health care system, which includes both public health care and private ...

  • How to drive in Malta
    How to drive in Malta

    Malta is a relatively small island measuring only 27km long and 14,5km wide, so it seems on paper to be very ...

  • Finding work in Gozo
    Finding work in Gozo

    If you are planning to live in Malta, why not settle and work in Gozo? Although it is quieter than the main island ...

  • Resident and work permit for Malta
    Resident and work permit for Malta

    Getting a resident card and a work permit in Malta is an essential step for any expat. Living in Malta does ...

  • Finding work in Malta
    Finding work in Malta

    Malta is world famous for its postcard-worthy beaches and beautiful landscapes. Indeed, this tiny island nation ...

All of Malta's guide articles