Access to public health system for highly qualified workers & family

Last activity 19 November 2018 by volcane

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MaltapossiblymaybeMember07 November 2018 07:57:11

Hello!
We are about to move to Malta, but we are struggling with the health care solution.

Does anyone know if once you are recognized as highly qualified worker, you can have access to the public health system?

My husband has a job offer where the company mentioned he can ask for a 15% tax as his profession is under the highly qualified list. I will not be working but taking care of our two kids.
One of the requirements for getting that recognition as highly qualified is to show that he has regular resources which are sufficient to maintain himself and his family without recourse to the social assistance system in Malta.
1) Does it mean that we can not go to the health public system?
If so, will be entitled also to use it in our original UE country if we have a serious medical issue?

2) Is it needed to get a private health insurance to be shown to the Administration to get the highly qualified condition?
We have checked that to have a good quality cover it is more than 1000€ a month for a family of 4!!. Do you have any feedback on this?

2) We come from an UE country so we can use the international UE health card but I guess that once my husband is working in Malta, and I am not working, I guess we will not be able to use it, or just for a certain period, is that correct?

Sorry for all the questions, but I have been trying to look for this info in the forum without success

Thank you in advance!!

GozoMoMalta Expert07 November 2018 09:59:28

2163

Once you have your residence cards you cannot use your health card as they are for tourists only. If your husband is paying national insurance you will be entitled to some health care, not too sure if you will still need private cover as well.

MaltapossiblymaybeMember18 November 2018 18:17:37

Hello again
We have receive the confirmation from a tax consultancy that when you are considered as highly Qualified person, the 15% tax deduction does not include social security contribution, so in principle there is no access for us to the social security.
Also we need to have a private health insurance to get the highly Qualified person scheme. After a lot of research We have found a fair international insurance that covers both in home country and Malta. It is about 2500€-2.700€/year for the four of us (Atlas-Axa and Middlesea-Mapfre) Compare with the quotation of 12.000€/year from most popular companies for a international plan. I do not want to do publicity, so please confirm if I can say the companies.

Anyone has experience with those companies?

DarrylvActive member19 November 2018 07:05:13

We have lived in Malta for 6 years and I had the same questions as yourself when moved over in 2013, some we got answers for and others we didn't. I'll drop you a PM.

volcaneViP19 November 2018 07:29:33

1063

I am on Bupa international - also about same prices.

You should check out laferla insurance here in Malta they seemed to have a pretty well priced international plan thats been on my list to look at - so I can't recommend them yet but just saying its worth a look

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