Portuguese Medical Insurance

Last activity 27 February 2023 by foyese9334

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foyese9334New member24 February 2023 21:39:07

Hello all!,

I have my D7 visa appointment next month and I am aware that I do need a Portuguese medical insurance.

Besides MGEN, are there any seguro de saude/plano de saude with NO questanario medico ( no medical questionnaires) and no waiting periods if possible(periodo de carencia)

How about these one?

Plano de saude CTT

If anyone has any suggestions, that would be a welcome addition to the above list.

Regards,

Tyler

JohnnyPTPortugal Expert24 February 2023 23:04:44

4394

Hi Tyler,

A health plan (such as Medicare, EDP or CTT health plans) is not health insurance. What is required on visas is to have a health insurance with certain insurance coverages.

Differences between a Health Care Plan and a Health Insurance:

https://www.cgd.pt/Site/Saldo-Positivo/ … saude.aspx

Private Healthcare System in Portugal

https://www.expat.com/forum/viewtopic.php?id=914196

Regards

nz7521137Portugal Advisor25 February 2023 07:50:53

562

Thanks again to JohnnyPT for clarifying this. I would be interested to know whether a full international health insurance like BUPA would be sufficient for a D7 application. Or does it really have to be a Portuguese Medical Insurance? Thanks in advance for the help.

JohnnyPTPortugal Expert25 February 2023 08:20:46

4394

For visa application, the applicant must subscribe a private health insurance to cover his/her stay in Portugal. It can be a portuguese insurance or not, such as Bupa Global, that includes these insurance covers:

- Major illnesses and conditions as well as emergency care

- Medical evacuation covered

- ...

https://www.bupaglobal.com/en/private-h … surance/pt

Health plans are discount and loyalty cards for medical clinics. They have nothing to do with health insurance with these covers included.

foyese9334New member27 February 2023 12:38:23

Hello again everybody,

I see many posts where people are registering with SNS after they receive their 2 year residence card. Can I cancel my private health insurance after I get my residence card to save money?

If one presents an SNS card, are all visits to the emergency department free regardless of treatment or even that has limitations? Just curious.

thank you.

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