Health Insurance

Last activity 04 August 2022 by jgbrenner1

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John RichardsonMember25 July 2022 15:58:38

Hello

I've been living in Portugal for three months. When I had my SEF interview one of the criteria I had to obtain health Insurance. I did this through IMG which cost 2000.00 dollars. I now have my first SEF interview and have been told I have to have a Portuguese health Insurance. I've been on some sites and they are quoting upwards of 5.000 euros'. My age is 77 years. Do you have any suggestions?

Regards

John

JohnnyPTPortugal Expert25 July 2022 16:28:12

4397

After a certain age, insurance companies are no longer interested to insurance or they increase the monthly fee considerably. Try MGen, there is no age limit.

https://www.mgen.pt/

Get a quote by clicking on the "simule já" button.

You have reasonable options there between 1000 and 3000 eur / year.

Jean DeniseContributor25 July 2022 21:35:49

195

Hi John

I agree with JohnnyPT

We are with mgen & yes there is no age limit & they cover you until either you cancel or you depart the earth, this is our second year with them & we are happy with them, I’d def give them a bell.

Hope you find what you are looking for.

Jean

Andrew RockwellActive member04 August 2022 13:17:25

@Jean Denise

With this insurance do you have to pay for the service first and then they reimburse you or are there service providers who accept your insurance and MGEN pays them directly?

Jean DeniseContributor04 August 2022 13:46:51

195

Hi Andrew

I’m not sure about that your best bet is to ring them & ask, if I was to guess I would say that you prob have to pay first then get reimbursed also MGEN give you a list of hospitals, clinics etc that they have their insurance with, we haven’t used them yet we have been with them for about 18 months.

Sorry couldn’t be of anymore help but honestly what have got to loose by ringing them & asking them all your questions that’s what I did & am glad I did

Good luck

Jean

Andrew RockwellActive member04 August 2022 14:20:35

@Jean Denise

I'll let you know what I find out.

chrisschubert21Contributor04 August 2022 14:43:08

133

It is also interesting for me, do it!

Chris

nz7521137Portugal Advisor04 August 2022 16:28:58

562

I just had a look for me and my wife (one slightly above and one slightly below 60) to compare with Medis and I was surprised how expensive MGEN is. Is MGEN the only insurance that accepts clients of advanced age? Does JohnnyPT know?

JohnnyPTPortugal Expert04 August 2022 16:45:32

4397

MGEN pros & cons (in portuguese):

https://www.e-konomista.pt/qual-o-melho … -portugal/

jgbrenner1Member04 August 2022 18:10:37

#10

My wife (66) and I (62) signed up for MGEN without any issues. So far, we've only had to pay the co-pay upfront for each service and that was it.

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